Backend Engineer - Product Eligibility

Posted 3 Hours Ago
Be an Early Applicant
London, England, GBR
Hybrid
68K-88K Annually
Mid level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Build and evolve Wise’s product eligibility platform, including customer residence, location, and address validation. Design, deploy, and maintain distributed backend systems, RESTful APIs, databases, platform capabilities, back-office tooling, and occasional customer-facing flows. Collaborate in an autonomous agile team with product and analytics partners, contribute to technical vision, optimize customer experiences, and apply strong testing, coding, and code review practices.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Product Eligibility team is a fairly new team that was formed under Regional Platform Squad. We are one of the longest-running squads in the company building the platform for the core domains of Wise - Transfer, Payout and Partner Integrations. Besides that we are supporting product teams to extend the Platform capabilities for the new products and the new markets.

Product Eligibility team's main goal is to help Wise accurately determine which products and features are available to a particular customer. 

To achieve this, we need to make sure we have a clear understanding of where our customers reside or operate business. As such, one of the first big challenges the team will tackle is overhauling of how Wise captures and validates customer's residence, present location and address information.

How we work

We work in an agile fashion, with engineers closely collaborating with the product manager, and the analyst. The team operates across our London and Cherkasy offices.

What will you be working on?

You will be part of an autonomous team, driving the technical vision for the owned domain. Contributing to the platform, back office tooling and episodically to the customer-facing flows. You will help us scale-up and build a world class transfer product.

What do you need?

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more, we do want to hear from you!

  • You have experience working with large scale distributed systems

  • You have years of Java 8+ knowledge

  • You have experience working with relational and non-relational databases, query optimisation and designing schemas

  • You have a strong product mindset and passion for customer experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

  • You enjoy collaborating with others and bringing people together to solve a problem

  • You have experience in designing, deploying and maintaining clean RESTful APIs

  • You believe in and follow best coding practices, code reviews and open feedback

  • You enjoy writing testable code and believe in Test Driven Development

Nice to have: 

  • You have experience with Spring boot

  • You have experience with Kafka

  • You have worked with BFFs (Backend-for-Frontends)

Interested? Find out more:

  • How we work – a practical guide

  • DEI @ Wise

  • Wise Tech Stack (2025 update)

  • See what it's like to work at Wise London!

  • Our Engineering career map

  • Wise Engineering – https://medium.com/wise-engineering

What do we offer: 

  • Starting salary: £68,000 - £87,500

  • Wise Benefits

#LI-AB3 #LI-Hybrid

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Experience working with large-scale distributed systems
  • Java 8+ experience
  • Experience with relational and non-relational databases, query optimization, and schema design
  • Strong product mindset and customer experience focus
  • Ability to prioritize work using data-driven decisions
  • Collaborative problem-solving skills
  • Experience designing, deploying, and maintaining RESTful APIs
  • Knowledge of best coding practices, code reviews, and open feedback
  • Experience writing testable code and following Test Driven Development
  • Experience with Spring Boot
  • Experience with Kafka
  • Experience with Backend-for-Frontends

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
  • Leave & Time Off Breadth Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
  • Wellbeing & Lifestyle Benefits Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.

Wise Insights

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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