Backend Engineer - DataOne (IC2)

Backend Engineer 

We are seeking a talented backend software engineer to join our DataOne business line within ClearScore group. You would be joining our Open Banking Services squad to help improve the transaction categorisation engine which supports ClearScore UK and also external B2B lending and other partners.

We are proud to say that our engineering team at ClearScore is world class and at the heart of making our mission a reality for millions of users. For more information on our tech stack check out our Tech Radar 2024, how we work is summarised in our Engineering Principles and we have many other Tech Blogs on Medium.

What you will be doing:

• Reporting to the squad captain of OB Services
• Building upon and improving our transaction categorisation engine which is used to analyse millions of transactions every single day
• Deploying production code helping to categorise transactions in real-time which enables use cases such as lending decisions, credit limit increases and many more
• Develop improvements driven through feedback from B2B partners across the UK
• Working in a “You Build It, You Run It” environment to build solutions end to end against AWS

Skills we'd love you to have:

• C# .NET experience
• Relational SQL databases experience
• Terraform
• AWS
• GitHub Actions for CI/CD pipelines

You will be joining:

• The OB Services squad who will offer support and guidance whilst you also collaborate closely with our categorisation team to build upon and improve the categorisation engine
• The D•One team are part of the ClearScore group benefiting from being part of an established company whilst operating independently as a startup
• A global team of ~150 developers in ClearScore’s technology function
• A learning culture, where everyone is supported in drawing up an annual Personal Development Plan

Why ClearScore?

ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds.

We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions.

Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do.

What is D·One?

D·One was created in 2022 as a result of ClearScore’s acquisition of Money Dashboard - a company with best in class open banking and categorisation capabilities. The D·One mission exists to provide open banking data to lending partners, market researchers including hedge funds and ClearScore. Currently, our primary goal is enabling lenders to adopt open banking by delivering a lender specific open banking service with best-in-class credit analytics.

As part of the ClearScore Group, you will join a company where our culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth.

If you feel like this could be the place for you, apply and our Talent team will be happy to share more.

Benefits:

• 25 paid holidays and a “duvet day” on your birthday
• Hybrid Work Environment
• Private health and dental cover - including mental health support through Bupa 
• GP office visits
• Life assurance scheme
• Up to 6% matched pension
• Regular Lunch and Learns with guest speakers
• Dog-friendly office
• Daily breakfast and free snacks
• Access to discounts via Cobens Extras 
• Free sports and social clubs
• Continued investment into learning and development 
• Leadership-led training
• In-house psychotherapist
• Financial coach to help you plan and achieve your goals
• No clock-watching culture
• Generous maternity and paternity plans
• Culture and inclusion representatives
• Transparent pay structure and a career growth plan