JPM Private Bank Mortgage Solutions – Mortgage Specialist Analyst
J.P. Morgan Asset & Wealth Management, with client assets of $4.0 trillion, is a global leader in investment and wealth management. Its clients include institutions, high-net-worth individuals and retail investors in every major market throughout the world. The division offers investment management across all major asset classes including equities, fixed income, alternatives, multi-asset and money market funds. For individual investors, the business also provides retirement products and services, brokerage and banking services including trusts and estates, loans, mortgages and deposits.
J.P. Morgan Wealth Management serves clients across the entire wealth spectrum. It includes the Private Bank and select J.P. Morgan Advisors mortgage business, which serve high net worth and ultra-high net worth clients, and Chase Wealth Management, serving mass affluent and affluent clients.
The Mortgage Solutions business is a top 10 Jumbo Mortgage Originator in the US with $70 billion in outstanding mortgage balances and exclusively serves the clients of the JPMorgan Private Bank and J.P. Morgan Wealth Management businesses.
Global Mortgage Solutions business is a leading mortgage provider to Ultra High & High Net Worth Global Private Bank clients servicing our global clients for their residential mortgages needs secured by properties in the US, UK, and French markets. The Global Mortgage Solutions team includes a large team of Mortgage Specialists in multiple global locations who work with clients and bankers to guide them in their home lending financing needs and a global mortgage product team managing the products that enable our business.
Key Responsibilities include:
- Joint ownership with senior Mortgage Specialists in advising and delivering residential real estate solutions for JP Morgan Private Bank Clients
- Daily proactive management of loan origination process, including: liaising with clients, coordinating with key internal partners, third parties (attorneys, title companies, CPAs, etc); submission of mortgage applications, completing pricing analyses, and coordinating all steps needed for an efficient and timely closing of each deal.
- Respond efficiently and effectively to client and internal inquiries
- Assist with the underwriting development process, including identifying thorough financial packages for underwriting purposes, proactively identifying and solutioning potential underwriting issues, and detailed credit risk analysis.
- Ensuring client needs and expectations are consistently met and/or exceeded
- Respond to data quality questions and research/resolve all issues
Following on-the-job training:
- Identify and structure mortgage loan opportunities during conversations with clients, Bankers and/or other integrated team members
- Analyze client balance sheets and cash flow to formulate a mortgage solution that meets the client's needs and is consistent with the firm's risk parameters
- Coordinate the application, origination and closing process end-to-end, including receipt of all necessary documentation from clients and/or Bankers
- Serve as a Subject Matter Expert for our clients and internal partners
- Partner with senior Mortgage Specialists to market and promote JP Morgan’s mortgage solutions platform to JP Morgan banking partners, clients, prospects, and third-party centers of influence
KeyRequirements
- Excellent communication skills (verbal and written)
- Excellent time management and organizational skills; sense of urgency & critical thinking
- Ability to handle a high volume of client and Banker communication and requests for information while multi-tasking
- Self-motivated and ability to facilitate change
- Ability to consistently deliver accurate and organized work
- Exemplary professional disposition, presence, punctuality and ownership over professional development
- Strong partnership and relationship building skills to work effectively with internal teams (Bankers, Lending Specialists, Underwriters, etc) and external constituents as needed for each transaction
- Proficiency in Microsoft software applications (Excel, Word, Outlook, Teams, PowerPoint)
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- Excellent communication skills (verbal and written)
- Excellent time management and organizational skills; sense of urgency & critical thinking
- Ability to handle a high volume of client and Banker communication and requests for information while multi-tasking
- Self-motivated and ability to facilitate change
- Ability to consistently deliver accurate and organized work
- Exemplary professional disposition, presence, punctuality and ownership over professional development
- Strong partnership and relationship building skills to work effectively with internal teams and external constituents
- Proficiency in Microsoft software applications (Excel, Word, Outlook, Teams, PowerPoint)
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
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Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
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Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
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