AVP/Underwriting Specialist, A&H

AVP / Underwriting Specialist – Accident & Health (Canada)

In this role, you will be responsible for developing, underwriting, and managing a profitable book of business across a suite of Accident & Health (A&H) products in the Canadian market. Your primary product focus will include 24 Hour AD&D, Voluntary AD&D, Participant Accident (Sports, Volunteer, etc.), Occupational Accident, Travel (Accident, Medical, Security Evac), Critical Illness, and RX Stop Loss.

You will directly cultivate, manage, and strengthen distribution relationships to drive new business growth while maintaining strong underwriting discipline and portfolio performance. A core component of your role involves close collaboration with Programs and Managing General Agents (MGAs), as well as retail brokers. You bring an entrepreneurial mindset and thrive in a fast-growth, evolving environment, with the opportunity to help scale the Accident insurance product segment within a broader portfolio.

Key Responsibilities

Your responsibilities will include, but are not limited to:

Serving as the lead underwriter and portfolio manager for the Canadian A&H product line, including AD&D, Participant Accident, Occupational Accident, Travel, Critical Illness, and RX Stop Loss.

• Driving profitable growth through strategic collaboration with Programs and MGAs, acting as a primary point of contact for these key partners.

• Underwriting both new business and renewals, including developing and negotiating pricing, coverage, terms, and conditions across the defined product suite.

• Supporting market-facing business development efforts to expand Everest’s Canadian A&H footprint.

• Collaborating closely with the National Distribution and Executive Team to achieve new business and growth objectives.

• Building and maintaining strong relationships with distribution partners and internal Everest stakeholders.

• Delivering excellent, customer-centric service to brokers and MGAs through a consistent, timely, proactive, and self-directed approach.

• Working closely with internal teams including Underwriting Leadership, Actuarial, Product Development, Claims, and Legal.

• Supporting renewal retention initiatives by issuing timely renewal notices and actively managing the renewal lifecycle with brokers and MGAs.

• Ensuring underwriting data, documentation, and repository systems are complete, accurate, and compliant.

• Maintaining knowledge of and compliance with Canadian regulatory requirements, conduct standards, and risk management responsibilities.

Qualifications

To be successful in this role, you bring:

• A minimum of 10 years of production underwriting experience.

• Proven experience underwriting and managing Group Accident products; experience with Occupational Accident, Travel, and RX Stop Loss is highly preferred.

• Strong technical underwriting and pricing acumen within the Accident & Health insurance space.

• Demonstrated success managing and growing relationships with Programs and MGAs.

• Strong commercial judgment with the ability to prioritize work, manage multiple initiatives, and meet deadlines.

• Excellent written and verbal communication skills with the ability to influence and collaborate effectively.

• A customer- and sales-oriented mindset with a solid understanding of the Canadian A&H market.

• Proficiency in Microsoft Excel, Word, and PowerPoint.

• Willingness to travel 10–25%, as business needs require.

• A tenacious, proactive, self-motivated approach with an entrepreneurial mindset.