AVP, Underwriting Major Group

Summary
 Why should you join the BlueCross BlueShield of South Carolina family of companies?
Other companies come and go, but we've been part of the national landscape for more than seven decades, with our roots firmly embedded in the South Carolina community. We are the largest insurance company in South Carolina … and much more. We are one of the nation's leading administrators of government contracts. We operate one of the most sophisticated data processing centers in the Southeast. We also have a diverse family of subsidiary companies, allowing us to build on various business strengths. We deliver outstanding service to our customers. If you are dedicated to the same philosophy, consider joining our team!
Position Purpose:
As the AVP of Underwriting Major Group, you will be responsible for the selection of acceptable health underwriting risks and insuring that prospective and renewal business is maintained at adequate and competitive rate levels. The AVP of Underwriting Major Group directs all activities associated with underwriting and policy processing for the company. You will also be responsible for the strategic and tactical management of the underwriting staff as well as maximizing premium production while minimizing financial risk, and underwriting of new/renewal contracts. Decisions made in this position have the opportunity to produce income and/or prevent loss.
Description
 

Location: This position is full-time (40-hours/week) Monday-Friday working ONSITE at our 4101 Percival Road, Columbia, SC location.

Logistic: BlueCross BlueShield of South Carolina

What You’ll Do:

• Manages the Large Group Underwriting department.

• Oversees the fully insured and self-insured underwriting activities of Large Group products. This includes risk selection, determination of benefits, policy issuance rates and price, provision of service, reinsurance, and policy processing.

• Manages and oversees Stop Loss Underwriting department. Interfaces with external stop loss carriers and MGU's. This includes risk selection, determination of benefits, policy issuance rates and price, provision of service, and policy processing.

• Manages the Dental Underwriting department. Oversees the fully insured and self-insured underwriting activities of Individual products. This includes risk selection, determination of benefits, policy issuance rates and price, provision of service, reinsurance, and policy processing.

• Develops and updates underwriting rules and regulations applicable to regional underwriting, ensuring compliance with appropriate state and federal regulations.

• Develops and maintains external agency relationship strategies to foster long term relationships, consistent growth, and knowledge of competitive underwriting practices.

• Works closely with internal functional areas (Finance, Claims, Membership, Marketing, Premium Audit) to achieve company goals.

 To Qualify for This Position, You'll Need the Following:

• Required Education: Bachelor's degree

• Required Experience:

  • 10+ years Underwriting experience.

  • 3 years Management experience or equivalent military experience in grade E5 or above (may be concurrent).

• Required Skills and Abilities:

  • Knowledge of insurers/competitive practices preferably in the following: underwriting of large group, small group, individual classes, dental, ASO, and stop loss.

  • Knowledge of the operations of the corporation and its various subsidiaries. Understanding of advanced mathematics and rating methodologies.

  • Ability to understand medical records information and their impact on underwriting.

  • Knowledge of South Carolina as well as federal insurance laws and regulations.

  • Excellent communication (verbal and written), presentation, and interpersonal skills.

  • Ability to exercise good judgment with a capacity of communicating with a diverse range of individuals.

  • Proven ability to organize and manage multiple priorities.

  • Strong analytical, strategic planning, and decision-making skills.

  • Ability to adapt to ever changing business environment/priorities.

  • Proficiency in word processing and spreadsheet software.

We Prefer That You Have the Following:

• 10+ Years-Underwriting experience to include Large Group, Small Group, Individual, and Self Insured.

• Exceptional understanding of risk and health delivery systems.

• Experience working national accounts.

• Microsoft Office, with proficiency in Excel.

• Excellent communication, presentation, decision-making and analytical skills.

• Demonstrated problem-solving skills, understanding of key health care financial and operational metrics.

• Strong financial acumen.

• Strong grasp on all aspects of the funding arrangements to include pharmacy and stop loss.

• Understanding of the Blue system and Blue Card.

Our comprehensive benefits package includes the following:

We offer our employees great benefits and rewards.  You will be eligible to participate in the benefits the first of the month following 28 days of employment.  

• Subsidized health plans, dental and vision coverage

• 401k retirement savings plan with company match

• Life Insurance

• Paid Time Off (PTO)

• On-site cafeterias and fitness centers in major locations

• Education Assistance

• Service Recognition

• National discounts to movies, theaters, zoos, theme parks and more

What We Can Do for You:

We understand the value of a diverse and inclusive workplace and strive to be an employer where employees across all spectrums have the opportunity to develop their skills, advance their careers and contribute their unique abilities to the growth of our company.

What to Expect Next:

After submitting your application, our recruiting team members will review your resume to ensure you meet the qualifications. This may include a brief telephone interview or email communication with our recruiter to verify resume specifics and salary requirements.

Management will be conducting interviews with those candidates who are the most qualified, with prioritization given to those candidates who demonstrate the required qualifications.

Equal Employment Opportunity Statement

BlueCross BlueShield of South Carolina and our subsidiary companies maintain a continuing policy of nondiscrimination in employment to promote employment opportunities for persons regardless of age, race, color, national origin, sex, religion, veteran status, disability, weight, sexual orientation, gender identity, genetic information or any other legally protected status. Additionally, as a federal contractor, the company maintains affirmative action programs to promote employment opportunities for individuals with disabilities and protected veterans. It is our policy to provide equal opportunities in all phases of the employment process and to comply with applicable federal, state and local laws and regulations.

We are committed to working with and providing reasonable accommodations to individuals with disabilities, pregnant individuals, individuals with pregnancy-related conditions, and individuals needing accommodations for sincerely held religious beliefs, provided that those accommodations do not impose an undue hardship on the Company.

If you need special assistance or an accommodation while seeking employment, please email [email protected] or call 800-288-2227, ext. 47480 with the nature of your request. We will make a determination regarding your request for reasonable accommodation on a case-by-case basis.

We participate in E-Verify and comply with the Pay Transparency Nondiscrimination Provision. We are an Equal Opportunity Employer. Here's more information.

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