Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Job Highlights:
Individual in the Corporate Credit Analysis Job Function focus on the
evaluation of creditworthiness and financial risk across corporate
borrowers. Responsibilities include but not limited to conducting
- Cash flow modeling, working capital assessment, and debt capacity evaluation
- Analyzing industry-specific market positioning, competitive landscape, and regulatory environment impacts on borrower performance
- Coordinating due diligence, including, credit risk management assessments and interviews, and strategic credit business plan evaluation
- Developing credit recommendations and risk ratings
- Providing credit policy recommendations and/or update
- Conducting portfolio stress testing
- Monitoring ongoing credit performance through financial
- Reporting analysis, covenant compliance tracking, and relationship management coordination
- Conducting required activities to monitoring customers’
- Credit activities not only with MUFG bank but also with other banks, and prepare required reports for this purpose
- Handling internal / external reports (including ad-hoc report)relating credit activities upon request from internal related stakeholders
- In charge of local monetary agency inspection, head quarter / regional audit / credit examination relating to credit risks
- In charge of other delegations from Department Head from time to time
Key Requirements
- Desirable to have at least 5 years of work experience in corporate banking
- Experience in handling credit (and relationship management will be of added advantage), analysis of lending portfolio and within the corporate banking sector
- Able to work under pressure, independent, multi-tasking, well-organized and self-motivated
- Strong adaptability and able to work well in a team
- Excellent in spoken and written English
- PC Skills, Word/Excel/PowerPoint (mid-high level)
Role is open for both Hanoi and Ho Chi Minh location
Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
Skills Required
- At least 5 years of work experience in corporate banking
- Experience in handling credit and relationship management
- Strong adaptability and able to work well in a team
- Excellent spoken and written English
- PC Skills, Word/Excel/PowerPoint (mid-high level)
What We Do
MUFG (Mitsubishi UFJ Financial Group) is one of the world's leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,500 locations in more than 50 markets including the Americas, Europe, the Middle East and Africa, Asia and Oceania. The Group has over 170,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. Through close partnerships among our group companies, the Group aims to be the world's most trusted financial group, flexibly responding to all of the financial needs of its customers, serving society, and fostering shared and sustainable growth for a better world. MUFG's shares trade on the Tokyo, Nagoya, and New York stock exchanges.
