Associate - Product

Posted 3 Hours Ago
Be an Early Applicant
Mumbai, Maharashtra, IND
In-Office
Junior
Fintech • Consulting
The Role
Supports the product lifecycle for credit bureau and data solutions by gathering requirements, creating user stories and functional specifications, defining workflows, supporting prioritization, UAT, release management, and monitoring product performance. Collaborates with engineering, analytics, compliance, legal, operations, sales, and client teams to ensure compliant execution, resolve issues, develop product materials, and identify enhancement and commercial growth opportunities.
Summary Generated by Built In

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds,  and make a meaningful impact, we want to hear from you.

Synopsis of the role:

The Business Analyst – Products is responsible for supporting the Product Life Cycle across our Credit Bureau and data solution offerings. Working closely with Product Managers, Engineering, Analytics, and Business Development teams, the candidate will analyze market needs, define detailed functional specifications, translate business requirements into actionable product features, and ensure seamless delivery. The key objective is to help buildunique, data-driven credit and decisioning products that keep our portfolio competitive in the market and drive sustainable revenue growth.


What you’ll do

● Gather, analyze, and document business, technical, and functional requirements for new and existing Credit

Bureau product offerings.

● Translate business needs into user stories, functional specification documents (FSDs), workflow diagrams,

and acceptance criteria for engineering and development teams.

● Support the end-to-end Product Life Cycle, including product feature prioritization, user acceptance testing

(UAT), and release management.

● Monitor product performance, data accuracy, and feature adoption post-launch to identify enhancement

opportunities.

● Collaborate with cross-functional teams (IT, Data Science, Compliance, Legal, and Operations) to ensure

timely, compliant product execution.

● Provide support on operational items to Product Managers to ensure smooth daily product execution and

issue resolution.

● Ensure all product constructs and workflow designs strictly comply with regulatory directives and industry

standards.

● Assist Product Managers in building collateral, product documentation, FAQs, and training materials for

internal sales and client support teams.

● Engage with sales and client-facing teams to review client feedback, troubleshoot product issues, and refine

product workflows.

● Ensure all product constructs and workflow designs strictly comply with regulatory directives and industry

standards.

● Assist Product Managers in building collateral, product documentation, FAQs, and training materials for

internal sales and client support teams.

● Engage with sales and client-facing teams to review client feedback, troubleshoot product issues, and refine

product workflows.

● Monitor financial performance and metrics to assist the business in reaching its commercial goals.

● Evaluate, establish, and cultivate strategic product alliances to expand market presence and accelerate top-

line expansion.

● Collaborate with international product groups to integrate global industry insights and best practices.


What experience you need

● 0–1 years of experience as a Business Analyst, Systems Analyst, or Product Analyst, preferably within Credit

Bureaus, Fintech, Banking, or Financial Services (BFSI).

● Proven track record in gathering requirements, creating user stories, mapping data flows, and executing User Acceptance Testing (UAT).

● Strong understanding of retail lending products, credit underwriting, credit scoring models, or API integrations.

● Bachelor’s degree in Business, Computer Science, Engineering, Finance, or a related field; MBA orprofessional certifications (e.g., CBAP, PMI-PBA, Agile/Scrum) are an added advantage.

● Proficiency in Agile/Scrum methodologies and tools (e.g., JIRA, Confluence,AHA, Visio).

● Exceptional written and oral communication competencies, with a proven aptitude for comprehensive documentation and cross-functional partner alignment.

● Demonstrated capability to articulate intricate workflows clearly and collaborate seamlessly with multidisciplinary business units.

● Adept at managing diverse concurrent initiatives across various phases of implementation.


What could set you apart

● Strong communication, presentation, and public speaking skills.

● Prior experience with credit bureau data feeds, bureau pull APIs, decision engines, or fraud/risk management tools.

● Strong analytical, problem-solving, and critical-thinking abilities.

● High attention to detail and ability to work on multiple concurrent projects in a fast-paced environment.

#India

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Are you ready to power your possible?  Apply today, and get started on a path toward an exciting new career at Equifax, where you can make a difference!

Primary Location:

IND-Mumbai-Equifax Credit Information Services

Function:

Function - Product

Schedule:

Full time

Skills Required

  • 0-1 years of experience as a Business Analyst, Systems Analyst, or Product Analyst, preferably in credit bureaus, fintech, banking, or financial services
  • Experience gathering requirements, creating user stories, mapping data flows, and executing User Acceptance Testing
  • Understanding of retail lending products, credit underwriting, credit scoring models, or API integrations
  • Bachelor's degree in Business, Computer Science, Engineering, Finance, or a related field
  • Proficiency in Agile/Scrum methodologies and tools such as JIRA, Confluence, Aha!, and Visio
  • Strong written and oral communication skills, documentation ability, and cross-functional collaboration skills
  • Ability to clearly articulate complex workflows and collaborate with multidisciplinary business units
  • Ability to manage multiple concurrent initiatives across implementation phases
  • MBA or professional certifications such as CBAP, PMI-PBA, or Agile/Scrum certification
  • Strong presentation and public speaking skills
  • Experience with credit bureau data feeds, bureau pull APIs, decision engines, or fraud/risk management tools
  • Strong analytical, problem-solving, and critical-thinking abilities
  • High attention to detail and ability to work in a fast-paced environment

Equifax Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Equifax Inc. and has not been reviewed or approved by Equifax Inc..

  • Retirement Support — Savings programs include a 401(k) with company matching and, in some contexts, profit-sharing or pension components. These are described as solid parts of the total package.
  • Parental & Family Support — Programs include paid parental leave for birth and non-birthing parents and adoption assistance. Company materials highlight these benefits as part of a family-supportive offering.
  • Flexible Benefits — Multiple medical plan choices, dental and vision options, FSAs/HSAs, and voluntary supplemental coverages enable customization. The company publishes plan summaries and SPDs to help compare cost and coverage by location and tier.

Equifax Inc. Insights

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The Company
HQ: Atlanta, GA
16,742 Employees

What We Do

At Equifax (NYSE: EFX), we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region. For more information, visit Equifax.com.

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