Associate Product Designer

About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.
Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with financial service marketplace revenues for loans, credit cards, and credit-building tools. 

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.

What is the team & role about?

We are seeking a Junior Product Designer with a passion for finding solutions that allow customers to intuitively use our products. The ideal candidate is eager to grow at every stage of the design process, excited to use AI to design and build faster, and always focused on the needs of the customer. You will work with other designers and cross-functional team members, and will rely heavily on both qualitative and quantitative data to make informed decisions.

• You will receive training in building incredible products and features from highly experienced consumer product veterans.

• You will work on an AI-native design team, learning to use AI across the entire design process rather than as a bolt-on.

• You will build the cross-functional and 0-to-1 skills needed to one day become a startup founder yourself.

• You will build advanced skills in A.I. and Finance, trained by experienced tech founders who have this expertise.

• You will build a deep end-to-end understanding of building a customer-focused financial product from scratch.

• Collaborate with teammates across product and engineering to define, build, and release new products and features.

• Construct user flows, wireframes, and prototypes that effectively communicate design concepts for validation.

• Use AI tools to explore ideas and move to high-fidelity quickly, and experiment with vibe-coding prototypes to test concepts in the real product.

• Develop and deliver well-documented, high-fidelity visuals that accurately represent Bright Money's brand and design system standards.

• Participate in user interviews and research to better understand customer needs.

• Stay curious about how the best AI products are evolving their UI/UX, and bring those learnings into your work.

• Contribute thinking to product features and the roadmap.

• Contribute to and positively shape the design team's culture through collaboration, feedback, and process iteration.

• 0-1 years of UI/UX experience with a relevant degree in Human Centered Design, or a related field of study.

• Curiosity and eagerness to use AI design and prototyping tools to raise both the speed and the quality of your work.

• Willingness to build simple functional prototypes, including through vibe-coding, to pressure-test ideas.

• Strong design craft skills including interaction, visual, and service design.

• A strong grasp of tools like Figma, the Adobe suite, and prototyping tools.

• Ability to understand business objectives, direction, and needs expressed from multiple inputs ranging from marketing, business, and technical teams.

• Experience across the design process including user research, wireframing, prototyping, visual design, interaction design, and usability testing.

• Interest in designing mobile app interfaces for consumer products.

• Up-to-date knowledge of web and mobile design and interface guidelines.

• Curiosity for user experience research, both to design new products and to improve existing ones.

• Excellent communication skills, with the ability to discuss and convey design principles and strategies to stakeholders.

• Strong product thinking and a desire to collaborate closely with PMs and engineers.

• An excellent portfolio that demonstrates systematic and creative design thinking, as well as a strong understanding of best practices.

• Passion for a fast-paced, dynamic startup environment.

• A profitable sub-unicorn with U.S. market scale – liquidity potential at $1–3B valuations.

• Real ownership: You run your own BU with an independent P&L.

• Wealth creation: Equity at an inflection stage of scale.

• A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.

• Location flexibility: 5 days from the Bangalore office in a week