If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
The Loan Analytics Associate Data Scientist will work with senior members of the department to develop, implement, and monitor predictive models across all loan portfolios. This position will also develop complex reports and dashboards from multiple data sources using a variety of software tools to analyze and generate data-driven insights and recommendations based on those data.
Essential Responsibilities:
- (40%) Work with Senior Data Scientists to develop machine learning models and forecasts for various aspects of loan portfolios including delinquency, default, and new loan origination using validated statistical and machine learning methodologies.
- (30%) Perform routine extracts of data from core systems (both mainframe and distributed databases) and the enterprise data warehouse and generate reports, advanced analyses, and dashboards using this data.
- (15%) Assist Senior Data Scientists with identifying erroneous or outlier data based on operational knowledge and be able to make sufficient modifications to reports and analyses to account for these data anomalies.
- (15%) Assist operations departments with routine report writing, data validation, and analysis.
Required Education & Experience (Knowledge, Skills, & Abilities):
- Four-year degree or high school diploma or equivalent.
- 0 – 2 years of experience.
- Must have a high level of technical aptitude and a passion for analytics, data, and problem solving.
- Must have the ability to define complex business problems and drive the development of analyses resulting in tangible insights and solutions and the ability to communicate effectively orally and in writing with external third parties such as vendors and regulators as well as internally at multiple levels across the organization.
- Must have the ability to work collaboratively with others to define analytical strategies and solutions while also being self-driven to autonomously execute on deliverables.
- Must understand the fundamentals of the Cross Industry Standard Process for Data Mining (CRISP-DM) and apply this process to analytics projects.
Preferred Education & Experience (Knowledge, Skills, & Abilities):
- Four year or graduate degree in analytics, computer science, business, statistics, or mathematics.
- 1 – 2 years of direct experience preferred.
- Experience developing reports and dashboards using ibi WebFocus, Microsoft Power BI, Microsoft Report Builder/SSRS, Tableau or other BI and reporting applications is desired. A strong proficiency in the use of Microsoft Office applications, specifically Excel, is needed.
- Experience with SQL and R, Python, SAS, or other data analysis tools or programming languages is preferred.
Job Environment & Physical Requirements:
- This is a hybrid role with work from home permitted as determined by departmental needs.
- Typical office environment with background noise from employees, copy machines, and telephones.
- This job entails a substantial amount of sitting, use of hands/fingers to operate a computer keyboard, ability to comprehend verbal instructions/phone calls, and ability to lift up to five pounds.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
Skills Required
- Four-year degree or high school diploma or equivalent
- 0–2 years of experience
- High technical aptitude and passion for analytics, data, and problem solving
- Ability to define complex business problems and develop analyses producing actionable insights
- Strong oral and written communication skills
- Ability to collaborate while independently executing deliverables
- Understanding and application of the CRISP-DM process
- Four-year or graduate degree in analytics, computer science, business, statistics, or mathematics
- 1–2 years of direct experience
- Experience with ibi WebFOCUS, Microsoft Power BI, Microsoft Report Builder/SSRS, Tableau, or other BI and reporting applications
- Strong proficiency with Microsoft Office, especially Excel
- Experience with SQL and R, Python, SAS, or other data analysis tools or programming languages
SECU Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about SECU and has not been reviewed or approved by SECU.
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Retirement Support — Immediate 100% vesting and a 200% employer match on employee 401(k) contributions from 1–5% of pay (up to a 10% employer match) stand out. This level of support is described as unusually rich among financial‑services employers.
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Leave & Time Off Breadth — 11 paid holidays plus 16 floating‑holiday hours, paid parental and caregiver leave, bereavement and volunteer time, and PTO that can reach 32 days per year with carryover up to 280 hours. These provisions provide predictable time off and flexibility across life events.
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Healthcare Strength — Medical (PPO or HDHP) with HSA/FSA options, dental including a minor‑child orthodontia option, and vision are available for employees and eligible dependents. Employer‑paid basic life/AD&D and short‑term disability, with subsidized long‑term disability, add robust income protection.
SECU Insights
What We Do
Even though we're North Carolina's largest credit union, we're still just "people helping people." We currently serve over 2.6 million members through more than 270 branch offices - and growing! Members have 24/7 access to account services from over 1,100 ATMs, as well as via phone, our website, and the SECU Mobile App. Since 1937, we've provided financial services to employees of the State of North Carolina, public boards of education, and employees of associations formed for the benefit of State employees, as well as their immediate family members. We are the trusted provider of financial services for millions of members. And, according to Forbes Magazine, we're the best credit union in North Carolina. State Employees' Credit Union (SECU) is an Equal Housing Opportunity lender and federally insured by NCUA. SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
