The Associate Credit Analyst will underwrite AgFirst participation transactions for new and existing borrowers. Analyzes loan actions originated by District Associations that require AgFirst prior approval. Provides support to Capital Markets Officers with credit administration of the AgFirst loan portfolio, including analysis of loan servicing actions, periodic risk rating reviews, etc. Responsible for presenting analyzed transactions to the Bank’s Committees (L/C, SAM Committee, and ECC).
In partnership with the Relationship Managers and Capital Markets Officers, performs annual and interim Association and OFI assessments.
What you will do:
- Conducts analysis of less complex potential and existing AgFirst participation portfolio loans.
- Performs review and analysis of Association loan actions requiring AgFirst’s prior approval. Analyzes loan servicing actions and conducts periodic risk rating reviews.
- Performs annual and interim Association and OFI assessments. Prepares management and Board reports; completes industry analyses and their presentations; completes counterparty analyses, post approval of investments and borrower status reports.
What you will need:
- Bachelor’s degree in Business Administration, Finance, or Accounting is required.
- 1 – 3 years of prior experience in credit analysis or credit administration.
- Strong understanding of GAAP accounting principles.
- Excellent analytical, problem-solving, and communication skills
- Ability to collaborate effectively across teams and manage time independently.
- Proficiency with Microsoft Office and financial analysis tools
About Us
AgFirst Farm Credit Bank provides financing, as well as technology and other value-added services, to association partners so they can lend to rural residents and agricultural operations of all sizes. We take pride in investing in our employees, our partners and our community.
Find out more on AgFirst.com, and follow us on LinkedIn!
Skills Required
- Bachelor's degree in Business Administration, Finance, or Accounting
- 1–3 years of experience in credit analysis or credit administration
- Strong understanding of GAAP accounting principles
- Excellent analytical, problem-solving, and communication skills
- Ability to collaborate effectively across teams and manage time independently
- Proficiency with Microsoft Office and financial analysis tools
What We Do
As part of the nationwide Farm Credit system, AgFirst Farm Credit Bank has been lending financial and business support to agriculture and rural America for more than a century. As a $40.4 billion company, we are prepared to meet tomorrow with a progressive mindset and a passionate workforce by continually adapting to changes in the technology and business landscape. AgFirst provides wholesale funding, cutting-edge technology and a range of support services to local agricultural and rural lenders in 15 states and Puerto Rico. These lenders provide loans to rural home and land buyers and to agricultural operations of all sizes. Our cooperative business model ensures we share our partners’ values, goals and vision for the future. Our employees come from a wide range of backgrounds to advance our mission of serving agriculture and rural America – to Impact More every day. We place a premium on our employees’ unique skills and perspectives and invest in them by offering excellent benefits, competitive pay, flexible work schedules, leadership development opportunities, a corporate incentive plan and more.
