Overview:
If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Capital & Risk Analyst. As part of our Capital & Risk Management Analytics (CARMA) team, you’ll play a key role in shaping how we manage risk, deploy capital, and drive growth. This is a high-impact role where your work will directly influence reinsurance strategies, portfolio optimization, and executive decision-making. It’s a unique opportunity for someone who thrives on analytics, enjoys collaborating across functions, and wants to see their insights drive real-world results.
What you’d be doing:
- Training CARMA Associates to produce general and carrier-specific KPIs.
- Managing and reviewing metrics and reports produced by Associates to ensure accuracy and completeness.
- Supporting executive decision making by developing and implementing financial models.
- Guiding strategic reviews of insurance portfolios and related carrier capital.
- Developing and deploying decision tools for evaluating portfolio decisions.
- Systematizing and supporting the evaluation of proprietary, rating agency, and regulatory capital requirements.
- Developing strong subject matter expertise and quantitative skills relating to catastrophe risk.
- Leading cross-department collaboration as it pertains to reinsurance modeling and placement.
- Providing Novel leadership with regular updates on capital needs.
- Developing tools to quantify areas of interest across various carrier portfolios.
- Ad hoc job duties and projects as assigned.
We’re looking for someone who has:
- 3–5 years of experience in financial analysis, risk management, or related fields.
- Strong quantitative and analytical skills, with advanced proficiency in Excel.
- Familiarity with SQL and at least one analytical programming language (e.g., Python, R).
- Excellent organizational skills and attention to detail.
- Strong communication skills, both written and verbal, with the ability to explain complex topics clearly.
- Initiative, curiosity, and the ability to manage multiple priorities.
- A bachelor’s degree in Finance, Accounting, Economics, Business, or a related field (or equivalent experience).
Highly preferred candidates also have:
- Experience in property insurance, reinsurance, or catastrophe risk modeling.
- An advanced degree (Master’s) in Finance, Economics, Statistics, Actuarial Science, or a related discipline.
- Exposure to capital management, rating agency models, or regulatory frameworks.
- Experience mentoring or training junior team members.
CARMA:
Our Capital & Risk Management Analytics (CARMA) team is at the forefront of shaping how our company manages risk, deploys capital, and drives growth. Unlike traditional capital or risk functions that operate primarily as control units, CARMA is a decision-enablement team — building innovative models, tools, and analytics that senior leadership actively relies on to set strategy. We partner across Finance, Reinsurance, and Portfolio Management to deliver insights that directly influence how we protect our balance sheet, compete in the marketplace, and respond to emerging risks. If you’re excited by the idea of applying advanced analytics to real-world challenges and making an immediate impact on strategic decisions, CARMA is the place to build your career.
About SageSure:
Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.
We have more than 1,000 employees in a distributed workforce environment across 12 offices—Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI—who are tackling the industry’s toughest challenges.
SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.
Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
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Top Skills
What We Do
SageSure is an innovation-focused insurance and technology company specializing in underserved property markets. As the leading homeowners insurtech organization in the U.S. measured by premium and profitability, we offer more than 40 competitively priced insurance products on behalf of our carrier partners, serving 300,000+ policyholders. SageSure partners with a growing network of insurance agents and brokers in 14 coastal states.
