Job Description:
Are you a highly skilled and motivated Software Engineer looking to make a significant impact in the dynamic world of finance? Join our cutting-edge technology team and play a pivotal role in developing and enhancing our proprietary “Margin Calculations and Reporting” Platform, a critical component of our Prime Finance Services organization. This is an exceptional opportunity to apply your technical expertise to complex, computing-intensive financial solutions within a collaborative and globally connected environment.
This role is at the heart of our Prime Services division, where you will contribute to the evolution of a sophisticated margin calculation engine. This engine leverages a complex model and intricate business logic to provide leverage to clients and reduce risk for Citi, directly impacting our financial operations. As a Software Engineer, you will be instrumental in delivering end-to-end software solutions, ensuring scalability, performance, and robustness for our critical financial systems globally.
Responsibilities:
As a key member of our global development team, you will:
- Innovate & Develop: Design, develop, and implement robust and scalable application systems and programs for the Margin Calculation Services and reporting, aligning with strategic technology initiatives.
- Problem Solve: Consult with users, clients, and other technology groups on issues, and recommend programming solutions. Analyze complex technical and business challenges, and propose innovative solutions that enhance system functionality and business processes.
- Project work: Monitor and guide all phases of the software development lifecycle, from analysis and design through construction, testing, and implementation, ensuring timely and high-quality project delivery. Provide user and operational support on applications to business users
- Strategic Impact: Utilize your expertise in application development to make evaluative judgments, recommend security measures, and contribute to post-implementation analysis, ensuring optimal system design and functionality.
- Collaboration & Consultation: Partner closely with project managers, business stakeholders, and senior managers to translate complex business requirements into well-architected technical solutions. Consult with users and other technology groups, providing advanced programming insights and support.
- Operational Excellence: Ensure adherence to best practices and essential procedures.
- Autonomy & Ownership: Operate with a high degree of independence and judgment, taking ownership of critical initiatives and driving them to successful completion.
- Risk Management: Proactively assess and manage technical risks, demonstrating a strong commitment to regulatory compliance, ethical judgment, and transparent reporting of control issues.
Qualifications:
We are seeking a talented individual with:
- Experience: 4-6 years of progressive experience in systems analysis and programming of software applications, with a proven track record of implementing successful projects.
- Technical Expertise :
- Strong proficiency in Java application technologies, including deep experience with TDD (Test-Driven Development), Spring framework, and Microservices architecture.
- Excellent knowledge of algorithms and data structures, design patterns. Experience in systems analysis and programming of software applications
- Strong Java experience : Java core, collections, concurrency, streams
- Frameworks and APIs: Spring (Core, Batch, Integration, MVC, Boot, Data), Hibernate, Jackson , JAX RS, JPA, JAXB
- Experience with distributed caches like Apache Gemfire will be a plus
- Messaging: JMS, Kafka
- Testing: JUnit, Mocking frameworks (Mockito, Power Mock)
- Experience in performance enhancements using parallel processing, multithreading. Understanding locking/synchronization
- Understanding Docker and Kubernetes
- Experience in RESTful API development and integration, deployment framework and source control experience such as Git.
- Solid understanding and experience with SQL.
- Proficiency in Linux environments.
- Experience with job scheduling.
- Methodology: Working knowledge of project management techniques and methods, with a focus on agile methodologies.
- Adaptability: Ability to thrive in a fast-paced environment, manage multiple deadlines, and adapt quickly to evolving requirements and priorities.
- Collaboration: A strong team player with excellent communication skills, capable of working effectively with global teams to deliver integrated solutions.
Nice to Have:
- Prior experience or a keen interest in the financial services industry
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
- Experience of working in fast paced environment
- Flexible and adaptive, team player
- Excellent analytical and communication, interpersonal skills.
Education:
- Bachelor’s degree/University degree in Computer Science, Engineering, or a related field, or equivalent practical experience.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:New York New York United States------------------------------------------------------
Primary Location Full Time Salary Range:$121,200.00 - $181,800.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Sep 23, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 4-6 years of progressive experience in systems analysis and software application programming
- Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience
- Strong Java application development experience
- Experience with TDD, Spring, and microservices architecture
- Knowledge of algorithms, data structures, and design patterns
- Experience with Java core, collections, concurrency, and streams
- Experience with Spring frameworks, Hibernate, Jackson, JAX-RS, JPA, and JAXB
- Experience with JMS and Kafka
- Experience with JUnit and mocking frameworks such as Mockito or PowerMock
- Experience with performance enhancement, parallel processing, multithreading, locking, and synchronization
- Understanding of Docker and Kubernetes
- Experience developing and integrating RESTful APIs
- Experience with deployment frameworks and Git source control
- Strong understanding and experience with SQL
- Proficiency in Linux environments
- Experience with job scheduling
- Working knowledge of project management techniques and agile methodologies
- Ability to manage multiple deadlines and adapt to changing requirements
- Strong communication and collaboration skills for working with global teams
- Experience with distributed caches such as Apache GemFire
- Prior experience or interest in financial services
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
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