About Amartha
Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.
About the Team
The Anti-Fraud team is responsible for detecting potential fraud indicators through routine monitoring, data analysis, and investigation support. Working closely with cross-functional teams, the team helps assess suspicious activities, prepare fraud-related reports, and support risk mitigation efforts.
Responsibilities
- Conduct routine monitoring of operational data to identify anomalies and potential fraud red flags
- Analyze transaction patterns, field behavior, and exception reports to detect signs of irregularities
- Perform initial screening of suspicious cases and provide risk classification and recommended actions.
- Coordinate with Operations/Investigation teams and prepare reports on fraud trends and key findings.
Requirements
- Bachelor’s Degree in Information Systems, statistics, mathematics, accounting
- 1–3 years of experience in fraud detection, risk management, data analysis, compliance, or internal control within financial services/fintech
- Familiarity with field operations processes (disbursement, collection, verification) and common fraud modus in microfinance/fintech settings
At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.
We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.
Skills Required
- Bachelor's Degree in Information Systems, Statistics, Mathematics, or Accounting
- 1-3 years experience in fraud detection, risk management, data analysis, compliance, or internal control within financial services/fintech
- Familiarity with field operations processes (disbursement, collection, verification) and common fraud modus in microfinance/fintech
What We Do
We are a prosperity platform company to harmoniously build a strong economy from the grassroots in order to realize the grassroots communities of technology equity, inclusiveness and sustainability. We believe prosperity platform is the right solution to deliver high quality digital financial services and to bridge the gap that brings shared prosperity to the World. Amartha’s Team are highly compassionate people who are impatient to deliver their impacts to alleviate the sufferings of others. Working at Amartha means you are part of dynamic and compassionate team who make impact on daily basis. It means you sign up for a high-paced environment where everyone is taking part in achieving success and make other people happier. It also means you wake up every single day energized, and excited of what’s next to be done to help Indonesia and the world a more equitable and prosperous place to live for everyone. It means you feel special, as whatever you do with Amartha makes a dent in the universe, healing the world a day at a time. Working at Amartha means you are ready to help and alleviate each other, contribute your best with empathy and passion. As we go long miles, you need a team to achieve your success. Working at Amartha means you have made a conscious choice to embark on a journey to creating a less painful world. A journey that makes you feel good, that you have contributed to a meaningful work every single day. Join our impact mission! Check our career page now👉🏼 https://careers.amartha.com/
