Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.
About The Team:
The team helps strengthen organizational integrity by building a fraud-aware culture and promoting ethical behavior across all levels. We assess fraud risks in employees, branches, and processes using data and behavioral insights. Through behavioral assessments—such as evaluating motivation, pressure, and red-flag patterns—we use psychology-based tools like interviews and observations to identify risks early. We also work closely with detection and investigation teams, providing behavioral insights that support early-warning systems and improve overall fraud-risk management.
Roles and Responsibilities:
- Develop and implement fraud culture programs to build integrity-driven behavior across all operational levels.
- Conduct risk profiling of employees, branches, and business processes to identify potential fraud vulnerabilities based on data and behavioral factors.
- Perform behavioral assessments, including analysis of motivation, pressure, and behavioral patterns that may increase fraud risk.
- Design and execute psychology-based assessment tools (observations, structured interviews, behavioral red-flag indicators).
- Collaborate with detection and investigation teams to provide behavioral insights and risk patterns as inputs for early-warning mechanisms
Requirements
- Bachelor’s Degree in Psychology (preferred: Industrial & Organizational Psychology or Clinical Psychology).
- Strong understanding of behavioral analysis, organizational behavior, psychological assessment, and ethical decision-making frameworks
- Experience developing or supporting culture-building programs, especially in ethics, integrity, or values-based behavior.
- Exposure to operations in financial institutions / fintech / microfinance is highly preferred.
At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.
We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.
What We Do
We are a prosperity platform company to harmoniously build a strong economy from the grassroots in order to realize the grassroots communities of technology equity, inclusiveness and sustainability.
We believe prosperity platform is the right solution to deliver high quality digital financial services and to bridge the gap that brings shared prosperity to the World.
Amartha’s Team are highly compassionate people who are impatient to deliver their impacts to alleviate the sufferings of others.
Working at Amartha means you are part of dynamic and compassionate team who make impact on daily basis. It means you sign up for a high-paced environment where everyone is taking part in achieving success and make other people happier.
It also means you wake up every single day energized, and excited of what’s next to be done to help Indonesia and the world a more equitable and prosperous place to live for everyone.
It means you feel special, as whatever you do with Amartha makes a dent in the universe, healing the world a day at a time.
Working at Amartha means you are ready to help and alleviate each other, contribute your best with empathy and passion. As we go long miles, you need a team to achieve your success.
Working at Amartha means you have made a conscious choice to embark on a journey to creating a less painful world. A journey that makes you feel good, that you have contributed to a meaningful work every single day.
Join our impact mission! Check our career page now👉🏼 https://careers.amartha.com/
