Key responsibilities
Design, build, and maintain the canonical FinOps data models (unit economics, cost structure, margins, and pricing) that do not exist today, so the business has consistent, reliable financial metrics to decide from.
Establish and document the single source of truth for the business's financial metrics, aligning definitions across teams so everyone reports from the same numbers.
Build and maintain data pipelines that integrate the relevant sources (ledger, payments/collections, billing, credit-origination platforms, cloud), so the financial models are fed complete and up-to-date data.
Implement data-quality tests and validations at the transaction level before models feed decisions, keeping the numbers behind business decisions trustworthy.
Automate the reporting, reconciliations, and FinOps processes that are manual today and own the operational cadence (periodic closes and recurring deliverables), reducing manual work and freeing the team for higher-value analysis.
Build, maintain, and evolve the metrics dashboards for stakeholders and handle ad-hoc data and financial-analysis requests from the areas that depend on FinOps.
Establish the business baseline and its ETA, define and monitor the key financial KPIs, and provide data support to forecasting, budgeting, and projection exercises.
Requirements
Education: Bachelor's degree in engineering, computer science, information systems, data, finance/accounting, or a related field, or equivalent practical experience.
Language and level of proficiency: advanced English.
Software and technical skills: advanced SQL and Python; analytical databases / data warehouses (Snowflake, Databricks, or BigQuery); ELT/ETL pipelines, incremental models, and historical loads.
Specialized knowledge: accounting/finance fundamentals (double-entry, clearing, reconciliation, accruals) and BI dashboard design and maintenance.
Experience: <=3 years in data / analytics engineering, ideally working with financial data.
Benefits
- Local benefits depending on the country of hire
- Company-funded health insurance for employee and immediate family
- Company-funded employee life and disability insurance
- Paid vacation days, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone finance, headphone benefit, home office equipment allowance and wellness perks
- Catered lunches
Skills Required
- Bachelor’s degree in engineering, computer science, information systems, data, finance/accounting, or a related field, or equivalent practical experience
- Advanced English proficiency
- Advanced SQL skills
- Advanced Python skills
- Experience with analytical databases or data warehouses such as Snowflake, Databricks, or BigQuery
- Experience with ELT/ETL pipelines, incremental models, and historical loads
- Accounting and finance fundamentals, including double-entry accounting, clearing, reconciliation, and accruals
- BI dashboard design and maintenance experience
- Up to 3 years of experience in data or analytics engineering
- Experience working with financial data
PayJoy Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.
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Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
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Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
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Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.
PayJoy Insights
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
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