Analyst

Posted 2 Days Ago
Be an Early Applicant
Gurugram, Haryana, IND
In-Office
Mid level
Financial Services
The Role
Performs financial and credit analysis for banking and lending operations. Reviews and standardizes financial data across individuals, SMEs, corporates, and agriculture portfolios; analyzes financial statements and ratios; identifies risk indicators; supports underwriting and credit decisions; prepares written reports and correspondence; and applies the 4Cs of credit across complex customer profiles.
Summary Generated by Built In

Job Title:

Analyst

Work Type:

Permanent

Location:

Gurugram, India

It’s more than a career at NAB. It’s about more meaningful work, more global opportunities and more innovation beyond boundaries .

Your job is just one part of your life. When you bring your ideas, energy, and hunger for growth, you’ll be recognised and rewarded for your contribution in return. You’ll have our support to excel for our customers, deliver positive change for our communities and grow your career.

NAB has established NAB Innovation Centre India as a centre for operations and technology excellence to support NAB deliver faster, better, and more personalized experience to customers and colleagues.

At NAB India, we’re ramping-up and growing at a very fast pace. Our passionate leaders recruit and develop high performing people, empowering them to deliver exceptional outcomes to make a positive difference in the lives of our customers and our communities.

Your New Role:

  • Experience in financial analysis, credit analysis, and/or lending operations within banking or financial services
  • Experience in underwriting
  • Strong understanding of financial statements, including detailed analysis of balance sheets, income statements, cash flows, and key financial ratios
  • Proven expertise in analysing, normalizing, and standardizing financial data from diverse customer segments (individuals, SMEs, corporates, agriculture) with high accuracy and consistency
  • ·       Ability to interpret complex financial information, identify risk indicators, and generate insights to support informed credit decisions and underwriting processes
  • ·       Hands-on experience working across diverse portfolios and customer profiles, with the ability to manage varying financial complexities

 

What You Will Bring:

  • May have 3+ years min relevant experience in Underwriting.
  • Prepares written brief reports & conducts regular correspondence
  • Knowledge in 4Cs of credit.

A diverse and inclusive workplace works better for everyone:

Our goal is to foster a culture that fills us with pride, rooted in trust and respect. NAB is committed to creating a positive and supportive environment where everyone is encouraged to embrace their true, authentic selves. A diverse and inclusive workplace where our differences are celebrated, and our contributions are valued. It’s a huge part of what makes NAB such a special place to be.

More focus on you:

We’re committed to delivering a positive experience for our colleagues and a workplace you can be proud of. We support our colleagues to balance their careers and personal life through flexible working arrangements such as hybrid working and job sharing and competitive financial and lifestyle benefits. We invest in our colleagues through world class development programs (Distinctive Leadership and Career Qualified in Banking), and empower you to learn, grow and pursue exciting career opportunities

Join NAB India:

This is your chance to join NAB India and along with your experience and expertise to help shape an innovation driven organisation that focuses on making a positive impact in the lives of its customers, colleagues and communities

To know more about us please click here

To know more about NAB Global Innovation Centres please click here

We’re on LinkedIn: NAB Innovation Centre India

Skills Required

  • Experience in financial analysis, credit analysis, and/or lending operations within banking or financial services
  • Experience in underwriting
  • Strong understanding of balance sheets, income statements, cash flows, and key financial ratios
  • Experience analyzing, normalizing, and standardizing financial data across diverse customer segments
  • Ability to interpret complex financial information and identify risk indicators
  • Experience working across diverse portfolios and customer profiles with varying financial complexities
  • At least 3 years of relevant underwriting experience
  • Ability to prepare written brief reports and conduct regular correspondence
  • Knowledge of the 4Cs of credit
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The Company
HQ: Melbourne, Victoria
35,926 Employees

What We Do

We're here to be the most customer-centric company in Australian and New Zealand. We’re focused on what matters most and here to support you with your banking needs in any way we can. We’re open for business. Connect with us: www.nab.com.au/contact-us

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