With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary
Responsible for developing credit risk and acquisition strategies by using data analysis, forecasting and/or predictive modelling. Design and create reports and monitoring to help enable sound risk management of the portfolioJob Description
Key AccountabilitiesStrategy Design and AnalysisIdentify potential opportunities and areas of improvement using stakeholder input and data exploration, design and test appropriate solutions and strategies and contribute to correct implementation and monitoring of proposed solutions and strategies.- Source and manipulate data using SQL, Statistical Analysis Software (SAS), R, Python, Microsoft Excel, database query tools, etc.
- Design and formulate innovative strategies using quantitative and qualitative results.
- Proactive stakeholder engagement to ensure that the strategy meets the business needs.
- Create and present quality presentations to various stakeholders.
- Test and implement strategies and set up monitoring.
- Update documentation and ensure risk processes are in line with external and internal requirements.
- Produce and analyze periodic business requests and concerns, subsequently providing insightful commentary to support the analysis and engage with stakeholders for further adjustments or developments to address the issues.
- Bachelor’s Degree in Business or Mathematics or Statistics or Engineering or Risk Management or equivalent NQF level 7 qualification.
- Experience in data analysis utilizing a data focused programming languages such as SAS, R, Python, etc. Proficiency in SAS would be beneficial (1+ years).
- Experience in banking (especially vehicle finance / retail credit) would be beneficial (1+ years).
- Advanced computer literacy especially the Microsoft Office suite of programmes (MS Word, MS Excel, MS PowerPoint) (3+ years).
- Creative Thinking and Problem Solving
- Adaptability without sacrificing quality and accuracy
- Sourcing, manipulating, and analysing data
- Good verbal and written communication skills
- An understanding of key credit risk metrics would be beneficial
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required), Bachelor Honours Degree: BMI - Business Management and InformaticsAbsa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised
Skills Required
- Bachelor's degree in Business, Mathematics, Statistics, Engineering, Risk Management or equivalent NQF level 7
- Experience in data analysis using SAS, R, Python and SQL / database query tools
- Proficiency in SAS (1+ years)
- Experience in banking, especially vehicle finance or retail credit (1+ years)
- Advanced Microsoft Office literacy, especially MS Excel, Word and PowerPoint (3+ years)
- Ability to source, manipulate and analyse data and produce reports/insights
- Good verbal and written communication skills and ability to present to stakeholders
- Understanding of key credit risk metrics
Absa Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Absa Group and has not been reviewed or approved by Absa Group.
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Healthcare Strength — Medical aid, group life, disability, and funeral cover are described as comprehensive, with features such as terminal‑illness advances and beneficiary grocery benefits. Wellness and assistance offerings support overall financial and personal wellbeing.
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Retirement Support — A pension fund and group retirement arrangements are positioned as core benefits within fixed remuneration. Retirement coverage is embedded alongside other protections as part of standard employment.
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Equity Value & Accessibility — Employee share‑ownership (eKhaya) and equity‑linked awards broaden wealth‑sharing, with dividends or cash‑equivalent participation in some markets. This provides longer‑term value beyond base pay.
Absa Group Insights
What We Do
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
