As member of the EMEA Regional Financial Crime Compliance Organization based in Madrid, Spain the candidate will be able to:
- Manage Financial Crimes Compliance aspects of the Legal Entities governance structure including but not limited to support coordinating the 2 Amex’s Entities AML Committees and perform prudential oversight over the AEESA and AEPE legal entities’ branches located across Europe.
- In close coordination with Company’s Financial Crimes Risk Management policy and standards, it will support the team in setting the standards for market committees, policies and procedures across region’s market teams.
- Support the issuance of the annual business-wide risk assessment, in line with Enterprise’s methodology, overseeing market deployment to ensure harmonization at Legal Entity / region level
- Support issuance of MLRO’s Annual Activity Report, in line with EBA guidelines on the role of the Compliance Officer
- Support issuance of the internal business control framework evaluation program
- Support the execution of the External and Internal examination/audits including but not limited to the coordination with the examiners and relevant stakeholders and assist with the remediation action plans assessments.
Minimum Qualifications
- 5+ years of experience in AML/CFT regulatory compliance within financial services industry firm. Sound knowledge of a 3 lines of defense structure
- Understanding of European and Spanish AML regulations plus a good working knowledge of Payment Services regulations and EU regulatory bodies.
- Strong knowledge of AML/CFT regulatory framework in Europe and Spain
- Proactive, strong analytical and problem-solving attitude.
- Strong interpersonal, organizational and time management skills.
- Strong management skills to effectively lead, motivate and manage a team of direct/indirect reports
- Graduate and/or relevant professional qualification preferred - Law or Economics Degree, Compliance/AML Diploma, CAMS Certification will be an advantage
- High level of Spanish and English language proficiency is a must
Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
About UsAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the TeamWe back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Skills Required
- 5+ years of experience in AML/CFT regulatory compliance within financial services
- Sound knowledge of a three lines of defense structure
- Understanding of European and Spanish AML regulations and EU regulatory bodies
- Working knowledge of Payment Services regulations
- Strong analytical and problem-solving skills
- Strong interpersonal, organizational and time management skills
- Management skills to lead and manage direct/indirect reports
- Graduate degree or relevant professional qualification (Law or Economics degree, Compliance/AML diploma, CAMS)
- High level of Spanish and English language proficiency
- Employment eligibility to work with American Express in Spain (no visa sponsorship)
American Express Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.
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Healthcare Strength — Pay is often viewed as attractive when combined with comprehensive health, dental, and vision coverage that supports day-to-day needs. The benefits package is also framed as especially helpful for those supporting dependents.
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Retirement Support — Retirement benefits are positioned as a meaningful part of total rewards through a 401(k) plan with company matching. Financial wellness services and coaching are also highlighted as strengthening longer-term financial security.
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Leave & Time Off Breadth — Paid time off is repeatedly characterized as generous and a valued component of the overall package. Time off and flexibility are presented as helping the total rewards feel more complete beyond base salary.
American Express Insights
What We Do
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.
