The Credit Initiation Specialist 4 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.
Responsibilities:
- Apply a higher credit authority limit, credit limits may vary depending on the country
- Support an expansive array of products/services under limited supervision
- Demonstrate technical/administrative expertise
- Apply understanding of how duties relate with others in the unit and how the unit integrates with others in accomplishing function objectives
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 1-3 years relevant experience
- Specialized functional area skills and basic knowledge of underlying professional/technical principles or standards
- Knowledge of broad work area procedures and activities
- Attention to detail and task accuracy
- Detailed knowledge of a wide range of specialized administrative/technical skills
- Must pass all local requirements from a policy standpoint to analyze credit viability
- Consistently demonstrates clear and concise written and verbal communication
Education:
- High School diploma or equivalent
Funciones
- Análisis de Solicitudes para otorgar líneas tarjeta de crédito/ nomina/ Creditos Personales
- Evaluación de solicitudes de tarjetas de crédito
- Revisión de documentos/ solicitudes de tarjeta de crédito
- Validación de documentos y con base a ello se aprueba o se declina el crédito
Requisitos
- Experiencia en análisis de información
- Validación documental
- Manejo de Excel/ Word Intermedio
- Experiencia en aprobacion de créditos
Disponibilidad para laborar en fin de semana con 2 dias de descanso entre semana.
Disponibilidad para laborar de martes a sábado de 11am a 7pm
- Zona de Trabajo Revolución Alvaro Obregon
- Torre Anseli
------------------------------------------------------
Job Family Group: Operations - Services------------------------------------------------------
Job Family:Credit Initiation------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 1-3 years of relevant experience
- High school diploma or equivalent
- Experience analyzing information
- Document validation experience
- Experience approving credits
- Intermediate Microsoft Excel and Microsoft Word skills
- Knowledge of credit analysis procedures and applicable policy requirements
- Attention to detail and task accuracy
- Clear and concise written and verbal communication
- Availability to work weekends and Tuesday through Saturday, 11:00 a.m. to 7:00 p.m.
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
-
Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
-
Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
-
Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
Similar Jobs
.png){kind=logo}
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
