We're making Africa the first cashless continent.
In 2017, over half the population in Sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.
We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across 9 countries and are growing fast.
Our goal is to make Africa the first cashless continent and that's where you come in...
We are looking for an AML Investigator familiar with money laundering trends and comfortable investigating complex cases to support our Financial Security Team’s mission to prevent, detect, and report suspicious activity. The position will report to our Compliance Lead in Côte d'Ivoire.
In this role, you will;
- Conduct investigations on alerts generated by our AML Transaction Monitoring system.
- Participate in enhancing alerts to reduce overall false positives and prioritize the investigation of suspicious activity.
- Support the Financial Security Manager in reviewing reports generated by other Analysts.
- Contribute to the effectiveness of the Transaction Monitoring System by identifying weaknesses and proposing improvement measures.
- Contribute to the generation of Financial Security reports.
- Participate in awareness-raising and training activities relating to financial security.
- Carry out investigations into suspicious transactions and activities.
- Prepare suspicious transaction reports.
- Contribute to drafting reports and dashboard updates for Decision Makers.
- Assist the Financial Security Manager in ensuring the implementation of embargo restrictions issued by the regulator, with the approval of Wave's governing body.
- Gather information about requisitions from law enforcement authorities and/or the financial intelligence authority.
- Other duties may be assigned as required.
- Location: You'll work from our office in Abidjan.
- ECOWAS work authorization is strongly preferred
- This is a permanent contract.
- Our salaries are competitive and calculated using a transparent formula.
- We offer generous health insurance for yourself and your dependents.
- We support working parents - we offer (26 weeks for mothers and 4 weeks for fathers) and subsidized child care when you return to work.
- We help you live your fullest life now- we subsidize gym memberships and fitness classes.
- Airtime reimbursement.
- Free food and a beautiful office space.
- Proficiency in spoken and written French and English.
- Bachelor’s degree or above in IT, finance, criminology, Risk Management, or other relevant disciplines.
- At least 1 year of relevant experience in AML Transaction Monitoring and/or Sanctions Screening at a financial institution.
- Compliance certifications, such as ACAMS, are a plus.
- Proficient knowledge of AML/CFT risks.
- Good knowledge of UEMOA financial security regulations.
- Strong computer skills.
- Strong analytical skills.
- Good communication skills, both verbal and written.
- Self-motivated and able to work under pressure.
- Good attention to detail and seek excellence in everything you do.
- Intellectual curiosity and creativity in the way you go about tackling problems.
- A positive attitude and embracing failure as a means to spark innovation and growth.
- A willingness to go the distance to get something done.
- Experience working in a fast-paced environment and can adapt quickly to changing priorities.
- We have a rapidly growing in-country team in Senegal, Côte d'Ivoire, Mali, Burkina Faso, The Gambia, Uganda, Niger, Sierra Leone, and Cameroon plus remote team members spread across the world.
- We're deeply passionate about our mission of bringing radically affordable financial services to the people who need them most.
- We foster autonomy for our employees. You'll own your projects at every stage, from understanding the problem to monitoring your solution in production.
- We raised the largest Series A in Africa in 2021. Our world-class investors, include Founders Fund, Sequoia Heritage, Stripe, Ribbit Capital, Y Combinator, and Partech Africa.
- We are on Y Combinator's top companies by revenue.
Fill out the form below, and upload a resume in English and a cover letter describing your interest in Wave and the role.
We review applications frequently and recommend that you apply to the role that most closely aligns with your skills, experience and career goals.
Wave is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Skills Required
- Proficiency in spoken and written French and English
- Work authorization in Cote d'Ivoire
- Bachelor's degree or above in IT, finance, criminology, Risk Management, or other relevant disciplines
- At least 3 years of relevant experience in AML Transaction Monitoring and/or Sanctions Screening at a financial institution
- Proficient knowledge of AML/CFT risks
- Good knowledge of UEMOA financial security regulations
- Compliance certifications such as ACAMS
- Fluency in Wolof and another local language
- Strong computer skills
- Strong analytical skills
- Good communication skills, both verbal and written
- Self-motivated and able to work under pressure
- Good attention to detail and pursuit of excellence
- Experience working in a fast-paced environment and ability to adapt quickly
Wave Mobile Money Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Wave Mobile Money and has not been reviewed or approved by Wave Mobile Money.
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Parental & Family Support — Extended fully paid parental leave and subsidized fertility assistance are emphasized, alongside health coverage that includes dependents. These offerings signal a strong commitment to supporting families across locations, even as exact provisions can vary by country.
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Leave & Time Off Breadth — Flexible vacation is standard, with most people taking substantial time off in addition to public holidays. Some roles cite even higher ranges, indicating a generous approach to rest and recovery.
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Fair & Transparent Compensation — Salaries are set using a transparent formula tied to skill and experience rather than negotiation. Clear ranges and equity/bonus components indicate market-aligned offers for many roles.
Wave Mobile Money Insights
What We Do
We're making Africa the first cashless continent. In 2017, nearly 60% of adults in sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash. We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In November 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. In 2019, we expanded to Cote D'Ivoire. Now, we have millions of users and are growing fast. Our goal is to drive financial inclusion and make Africa the first cashless continent
