The Financial Crimes AML Specialist will have a working knowledge of the basic principles of the Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) regulations with a focus on Suspicious Activity Reporting (SAR), Currency Transaction Reporting (CTR), Enhanced Due Diligence (EDD), Office of Foreign Assets Control (OFAC) Screening, and Customer Risk. The AML Specialist will be responsible for analyzing transactional activity, investigating red flags, performing customer due diligence, identifying and monitoring high risk customers, and reporting suspicious activity that may present increased risk for money laundering, terrorist financing, or other suspicious/illegal activity.
Principal duties and responsibilities can include:
- Detect and Report suspicious activity through many different forms of transactional monitoring by reviewing CTRs, manual reports, or activity that is produced by the bank's transaction monitoring software
- Identify and Monitor High Risk Customers through the completion of Enhance Due Diligence
- Complete CTRs as well as identify, research, and report any suspicious activity within the CTRs as required by the Bank Secrecy Act
- Disposition OFAC alerts generated from customer and transactions screening.
- Other duties as assigned
Position Requirements:
- Minimum of 1-3 years of retail banking experience required; in lieu of retail banking experience, commensurate work experience performing research, analysis, background checks, and reviewing financial documentation will be considered.
- Working knowledge of bank products, services and transaction types
- Working knowledge of Microsoft Office programs
- Proficient written and verbal communication skills
- A college degree in Criminal Justice or a Business related field is a plus, but is not required
To be a successful candidate, you must have the following skills and demonstrated performance in these areas:
- Exceptional analytical and creative problem solving skills and the ability to work both independently and collaboratively
- High standards of courtesy, performance, and respect for confidentiality
- Ability to prioritize and perform specific tasks independently and collaboratively with accurate results
- Ability to adapt to change quickly and positively
- Ability to use standard computer software and quickly learn and navigate and operate job-specific software and web-based applications
- Ability to communicate efficiently, effectively, and professionally in person, on the phone, and through email to internal personnel and external business units
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- 1-3 years retail banking experience or commensurate research/analysis financial experience
- Working knowledge of Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) principles including SARs and CTRs
- Experience with OFAC screening and disposition of alerts
- Working knowledge of bank products, services, and transaction types
- Working knowledge of Microsoft Office (including Word) and ability to use web-based applications
- Proficient written and verbal communication skills
- Strong analytical and problem-solving skills; detail oriented and able to maintain confidentiality
- Ability to perform enhanced due diligence and monitor high-risk customers
- College degree in Criminal Justice or Business
MidFirst Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about MidFirst Bank and has not been reviewed or approved by MidFirst Bank.
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Healthcare Strength — Health, dental, and vision coverage are available to eligible full‑time and part‑time employees, with company‑paid long‑term disability and an EAP included. Medical plans through Blue Cross Blue Shield and wellness incentives that can lower premiums are highlighted.
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Retirement Support — A company 401(k) match with a clear formula and a defined vesting schedule provides meaningful retirement support. Eligibility and enrollment timing are specified, reinforcing predictable access to the plan.
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Leave & Time Off Breadth — Paid vacation, paid sick leave, and paid holidays are emphasized, with a paid community service day also referenced. Time‑off offerings are portrayed as generous across materials.
MidFirst Bank Insights
What We Do
MidFirst Bank occupies a rare position within the banking industry. With $41.2 billion in assets, MidFirst Bank is the largest privately owned bank in the country. This combination of size and private ownership provides our customers with a special brand of banking. MidFirst Bank offers a full range of personal, commercial, trust, private banking and mortgage banking products and services. MidFirst is a strong commercial real estate lender and a major servicer of mortgage loans nationally. As a private business ourselves, we understand the unique needs of each business community we serve at each of our locations in Arizona (Phoenix), California (Los Angeles, Orange County, Santa Barbara, San Diego), Colorado (Boulder, Denver, Edwards, Fort Collins), Nevada (Las Vegas), Oklahoma (Oklahoma City, Tulsa, Western Oklahoma), Texas (Dallas, Houston, San Antonio) and Utah (Salt Lake City). Additionally, MidFirst Bank has commercial lending offices in Atlanta, Chicago, Nashville, New York City, Orlando, Raleigh and Southern California. We serve Southern California through 1st Century Bank, a division of MidFirst Bank. We also operate MidFirst Business Credit as a subsidiary of MidFirst Bank. MidFirst Bank provides services that compete with larger banks, while the people and culture truly define the MidFirst Bank difference. MidFirst provides exceptional financial and deeply committed customer service. Team members are loyal in their character, loyal in their personal commitment to customers, and loyal to always doing the right thing. MidFirst customers can always count on working with thoughtful, intelligent, honest professionals who are true to their financial goals. MidFirst Bank is a strong supporter of the communities they serve, investing time and money in important educational, charitable and civic organizations. Copyright © 2025 MidFirst Bank. All rights reserved. Member FDIC. Equal Housing Lender.
