AML & Risk Operations Analyst

As an AML & Risk Operations Analyst, you will be responsible for executing end-to-end financial crime controls, including KYC/KYB verification, transaction monitoring, and PEP, Sanction and adverse media screening across our European markets, and with a touchpoint on the UK. You will identify patterns of illicit behavior, conduct enhanced due diligence (EDD) on high-risk users, and ensure our platform remains a safe environment that meets the rigorous standards of our electronic money institution (EMI) licenses.

You will join our core AML & Risk Operations department, the engine room of Vinted Pay. We are a high-energy team of professionals dedicated to protecting our millions of users and the integrity of our financial ecosystem across multiple jurisdictions. Our team doesn't just "check boxes" - we solve complex puzzles to prevent money laundering, fraud, and terrorist financing in real-time.

You will report to an AML Team Lead and collaborate closely with our Compliance, Product, Engineering and Data Science & Analytics stakeholders. In your role as an Analyst, you will focus on high-volume operational excellence, whilst also being presented with opportunities to upskill under the stewardship of Specialists and Senior Specialists.

• Perform KYC Verifications: Conduct robust identity checks to ensure every user on the Vinted platform is who they say they are
• Monitor Instant & Retrospective Transactions: Analyse payment flows to detect and prevent money laundering, terrorist financing, and sophisticated fraud schemes
• Conduct Enhanced Due Diligence (EDD): Deep-dive into high-risk users, investigating source of funds (SoF) and source of wealth (SoW) to mitigate institutional risk
• Manage PEP, Sanction & Adverse Media Screening: Review and resolve potential matches against global sanctions, PEP (Politically Exposed Persons), and adverse media lists
• Optimise Risk Tooling: Identify patterns in false positives and provide feedback to senior stakeholders to refine our automated monitoring rules
• Collaborate Across Stakeholders: Work closely with Member Support and other teams to balance a seamless user experience whilst maintaining rigorous controls
• Maintain Data Integrity: Ensure all case management and audit trails are documented to a "board-ready" standard, and in-line with internal documentation, ready for regulatory audits
• Working hours: are based on a summed working time model, including rare weekend shifts

• Have curiosity, drive and a genuine interest in AML/Compliance
• Be proactive, eager to learn and ready to contribute to a high performing team
• Communicate clearly in written and spoken English with both technical and non-technical stakeholders
• Ability to spot inconsistencies across documents 
• Strong documentation discipline 
• Ability to prioritise alerts based on risk scoring, geography, transaction size, behavior

• The opportunity to benefit from our share options programme
• 25 working days of holiday
• Access to all the tools & tech needed for work
• Home office support: we provide IT workstation equipment and a personal budget of up to €540 for home workplace furniture
• Private health insurance
• Mental and emotional health support through the Mindletic app
• Frequent team-building events
• A personal monthly budget for shopping on Vinted
• The opportunity to spend up to 90 days per year - 21 of which can be spent working outside of the EU - on workation
• A dog-friendly office
• In Vilnius office: Gym & in-house meals at friendly prices
• In Kaunas office: a monthly lunch allowance, and a once-a-week provided in-house lunch and breakfast

Individual Learning Budget

We invest in your professional growth! As part of our commitment to continuous learning, we offer an annual learning budget to support your personal and career development through courses, certifications, workshops and more.

Hybrid Work 

We’ve adopted a hybrid workplace model where 2 days in office are recommended but not enforced. It’s up to you and your team to decide on the exact days you’ll spend working together in person.

Equal Opportunity

The Vinted Group is committed to building an inclusive workplace where people from all walks of life feel a sense of belonging. We welcome applications from people of all backgrounds, identities and life experiences. At Vinted, all applicants are treated fairly without regard to their race, age, religion or belief, sex, national origin, citizenship, gender identity, sexual orientation, disability, or any other protected characteristic.