AML Compliance Associate

Hi! We’re Mercuryo, and we’re on a mission to redefine finance by blending the best of traditional banking with the innovations of decentralized finance (DeFi). We believe that everyone should have easy access to Web3 and traditional financial services — and we’re making that happen by building a robust platform that simplifies dealing with crypto and seamlessly integrates it into the broader financial ecosystem.

Since we launched in 2018, we’ve teamed up with Web3 top projects such as MetaMask, Trust Wallet, Ledger, Jupiter, 1inch, and PancakeSwap and 200+ others to power over 200 dynamic products. Our work also brings us into direct collaboration with major ecosystems such as Solana Labs, Consensys, and BNB Chain. We’re just getting started, and we want you to help us shape the future of money!

Why Mercuryo?

Industry Impact

Join us in helping world-class Web3 projects onboard millions of new users into the next generation of finance.

Innovative Environment

Collaborate with more than 300 talented professionals from diverse backgrounds — including banking, SaaS, and Web3 — all united in delivering outstanding user experiences.

Growth and Learning

Our expanding network of 200+ B2B partnerships and a user base of over 7 million means there’s always room to grow your skills, tackle new challenges, and push boundaries.

Flexible Culture

We’re remote-first, celebrating diversity across 30 countries. At Mercuryo, you’ll be empowered to take ownership of your work, spark creativity, and shape how we move forward together.

About the Role:

As Moneysail’s AML Compliance Associate (Croatia), you will be responsible for supporting the Compliance Function in administering its governance and policy objectives. You will work closely with key stakeholders in Financial Crime Compliance Operations, Legal, Risk, Product, Engineering, and other functional areas to ensure Moneysail is compliant with all relevant regulations. The Compliance Analyst (Croatia) reports directly to Moneysail’s Money Laundering Reporting Officer (MLRO) and will be supporting our compliance efforts across all Mercuryo entities (currently in Europe and North America). As our Compliance Analyst (Croatia), you will have the opportunity to work on a wide range of areas in the increasingly important world of fintech payments and virtual assets and have a real impact on the growth of the entire Mercuryo Group. This is a purely second line compliance role with a heavy focus on Suspicious Activity Reporting, Governance, Administration, Action Tracking, Audit Tracking, Policy Oversight, Monitoring and Support. This is an entry level position for someone wishing to take a jump into the crypto and payments industry.

We're hybrid-remote so you should be comfortable picking up new software tools for document drafting, collaboration, and communication. Most of your colleagues will not share an office with you on a day-to-day basis. This is an office-based role, minimum 4 days a week.

Your Role:

• Lead the end-to-end process of reviewing, deciding on and filing Suspicious Activity Reports (SARs) in compliance with local and international regulatory requirements.
• Maintain and update SAR procedures to reflect the latest regulatory changes and internal compliance policies.
• Ensure the SAR register is updated correctly.
• Prepare reports and deliver insights on SAR trends, emerging risks, and regulatory updates to senior management.
• Serve as the main point of contact with law enforcement agencies regarding SAR-related inquiries and investigations.
• Track and manage audit outcomes and actions.
  
• Support ad-hoc projects such as quality-assurance reviews and post-mortems on closed cases.
• Identify trends and emerging financial crime typologies.
• Produce monthly SAR metrics and concise narrative insights.
• Ensure follow up Actions required for SARs are maintained, including keeping an eye on timelines, the timely exit or block of users and other corrective actions.  
• Collaborate with the Money Laundering Reporting Officer (MLRO), compliance, risk management, and operational teams to ensure timely identification, investigation, and reporting of suspicious activities. 
• Monitor and analyze unusual or suspicious transactions and activities flagged by the anti-money laundering (AML) and fraud detection teams. 

What We’re Looking For:

• A University Degree in Humanities, Economics, Law or Business.
• Comfortable with Excel (formulas, pivot tables).
• Meticulous note-taker, deadline-driven, and unafraid to ask “why?” when something looks off.
• An obvious interest in working in financial services - specifically e-money, payment services, crypto, or a retail banking environment.
• You have a natural hunger for knowledge, and a willingness to learn about Compliance.
• Ability to manage multiple priorities at once with multiple deadlines.
• The ability to build strong relationships, make impactful contributions and influence business strategy.
• Strong communicator – you’re not afraid to reach out to all stakeholders across the organisation to get information.
• You’re solutions orientated, and a problem solver at heart – you find issues and recommend how to fix or improve them.
• Organised and detail orientated.
• Excellent written and oral language skills in English and Croatian; Spanish is a plus.

What We Love About You:

• Strong track record of implementation and execution at university or other workplaces.
• A pragmatic way of thinking, coupled with legal, compliance or financial qualifications.
• An excellent communication style - both verbally and in writing, with the ability to adapt your approach to your audience.
• You love to write - we have a lot of documents to draft, and we place a high degree of importance on clarity and readability.
• Comfortable with solo execution - we're a small team so you'll need to be happy rolling up your sleeves.
• You enjoy working with a young team and taking the time to share your knowledge and experience.
• Capable of working to own initiative.
• You are inquisitive and confident in questioning the status quo.
• Good team player that is happy and thriving working in a start-up environment.
• You are proud of your impeccable work ethic and entrepreneurial business mindset.

What We Offer:

• Competitive market rate salary and performance-based incentives.
• 22 days annual leave with an additional 6 company days, plus bank holidays.
• Comprehensive health insurance plans.
• Extensive benefits program.
• Flexible work schedule and remote work options.
• Modern offices and co-working spaces across 6 countries.
• Working equipment.
• Professional development and training opportunities.
• Opportunity to shape the initiatives you’re working on.
• Diverse and friendly team.
• We are open-minded to new ideas.

Join Us!

If you're driven to be a part of the Web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future!

Mercuryo is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing employees with a work environment that is progressive and open-minded. Our employment philosophy is to hire the best people and empower them to do the best work of their lives. Employment decisions are based on business needs and individual merit, without regard to race, colour, religion, ethnicity, sexual orientation, nationality, marital status, gender, age, disability, veteran status, or any other characteristic protected by law. Mercuryo is also committed to providing reasonable accommodation during the application process for qualified individuals with disabilities. If you require assistance to complete your application, please contact our Talent Team.