(AIG Sonpo) 自動車保険部 マネージャー

Posted 25 Days Ago
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Minato-Ku, Osaka, JPN
In-Office
Senior level
Insurance
The Role
Lead underwriting strategy and product development for auto insurance to maintain profitable loss ratios; design underwriting engine and optimize processes; manage Military Business operations, improve office productivity, and support contract management system renewal. Coordinate with actuarial, systems, operations, claims, distribution, and regulators; develop go-to-market strategies and train sales/agents.
Summary Generated by Built In

職務目的(Job Purpose)

  • 自動車保険は、AIG損保の事業の約4割を占め、AIG損保において安定的に収益を伴う成長を継続させるための重要な商品です。
  • 当社の自動車保険の収益を伴う成長を実現するため、恒常的に良好な損害率を維持するための引受(アンダーライティング)戦略、損害率の良いマーケットの特定と攻略、それらを実現する商品の開発や統廃合を、柔軟に実施できる変革プロジェクトに従事します。
  • Military Businessのオペレーション全般の企画・運営、自動車保険部内の事務業務の効率化・生産性改善などにも従事します。

職責(Job Responsibilities)

適性を踏まえて、以下のいずれかの業務に従事頂きます。また、共通的に全社的な自動車保険の契約管理システム刷新プロジェクトへの参画も期待されます。

  • アンダーライティング
    保険契約の引き受け可否判断や、データに基づき引受条件・保険金額・保険料率を踏まえた戦略的な引受ガイドラインの策定や改良、これらを通じて適切なポートフォリオミックスを実現します。また引き受け業務全体を変革し、募集タイミングでの引き受け可否判断を実現する引き受けエンジンの設計やプロセスの最適化をリードいただきます。
  • 商品開発
    保険商品に関する細かなルール設定を行う募集文書の作成から、補償内容・保険料・監督官庁との折衝、商品を販売・計上するシステムの要件定義、保険商品に関する照会対応などを担います。また商品・特約の開発・改定のみならず、標準商品代理店手数料の改定対応を担います。
  • PC事務・ミリタリービジネス
    自賠責・審査業務・その他の自動車保険商品部における各種事務関連業務の生産性改善・効率化、ミリタリービジネスのオペレーション全般の企画・運営・管理を担います。
  • 企画推進
    各地域特性も踏まえた収益の高いマーケットの調査や他社と差別化できる比較推奨販売戦略の企画・立案、新たなセールスの仕組みづくり、営業店・代理店への研修実施を通じて、AIGの自動車保険の収益を伴う成長を推進します。

主要な関係先(Key Relationships)

 内部関係先 (AIG組織内)

  • 商品数理部門
  • システム部門
  • オペレーション部門
  • 損害サービス部門
  • ディストリビューション(営業)部門
  • トランスフォーメーション部門

 外部関係先 (AIG組織外)

  • 代理店
  • 顧客
  • 監督官庁

必要とされるスキル・経験(Required Skills and Experiences)

 最終学歴

  •  学士号または同等の学位

 スキル/知識/能力/資格/免許

 【免許】

  • 自動車運転免許

 【スキル】

  • ワード、エクセル、パワーポイントは必須
  • アクセス、DWHができると尚可
  • TOEIC 785点以上、英語で社外とコミュニケーション取れるスキルがあることが望ましい

 【性格/気質】

  • オーナーシップをもって取り組める
  • 積極的にコミュニケーションがとれる
  • ファクトとロジックとデータに基づく思考
  • 文書作成、各種校正、交渉等の地道な業務への対応が粘り強くできる
  • システムの要件定義が出来ること、ポートフォリオマネジメントの経験があると尚可

 業務経験

  • 自動車保険に関する営業経験、事務処理対応、または損害サービス業務の経験
  • 保険引受、商品開発や事務改善のプロジェクト等への参画経験があれば尚可
  • 各種ビジネス・サービス開発の新規企画立案と実行、ベンダーコントロールの経験あれば尚可

※Gradeは、経験によって18~19で調整。


At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to [email protected].  

Functional Area:

UW - Underwriting

AIG General Insurance Company, Ltd.

Skills Required

  • Bachelor's degree or equivalent
  • Driver's license
  • Word, Excel, PowerPoint proficiency
  • Experience in automotive insurance sales, administrative processing, or claims operations
  • Familiarity with Access and Data Warehouse (DWH)
  • TOEIC 785 or equivalent English communication ability with external parties
  • Experience participating in underwriting, product development, or process improvement projects
  • Ability to define system requirements and portfolio management experience

AIG Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about AIG and has not been reviewed or approved by AIG.

  • Retirement Support Retirement offerings are positioned as a standout, with 401(k) company contributions and matching described as substantial. Financial-security features like life and disability coverage and related assistance programs reinforce the retirement value of the package.
  • Healthcare Strength Health benefits are framed as comprehensive, spanning physical and mental health support alongside common medical, dental, and vision coverage. Wellness programming and EAP-style resources are presented as part of a broad health and wellbeing approach.
  • Leave & Time Off Breadth Time-off provisions are described as extensive, including paid time off, paid sick days, and additional leave options. Volunteer time off and sabbaticals further expand the overall time-away offering.

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The Company
HQ: New York, NY
49,681 Employees
Year Founded: 1919

What We Do

We're a leading global insurance organization with operations in more than 80 countries and jurisdictions. We provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to support our clients in business and in life through our General Insurance, Life & Retirement and Investments business units. What unites us across all of these offerings is our commitment to helping individuals, businesses and communities prepare for and respond to times of uncertainty. Whether serving those facing natural disasters or millions of Americans striving for a financially secure retirement, we have the specialist expertise to help clients better manage risk. We’re also committed to doing the right thing for our people and the communities where we work and live. It’s why we seek to offer what matters to our ever-diversifying team - like flexible and creative work environments, professional growth opportunities and forums to advocate for one another and incite change. We encourage employees to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs. Join us as we share our stories from around the organization. #LifeatAIG AIG Social Media Community Guidelines: https://www.aig.com/communityguidelines Facebook: http://www.facebook.com/AIGInsurance Twitter: http://twitter.com/AIGinsurance YouTube: http://www.youtube.com/aig

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