Ag/Commercial Lender

Angott Search Group is pleased to partner with a a community-first credit union in their search for an Ag/Commercial Lender to join to their team in rural North Dakota. The ideal candidate is someone who wants to be involved in the local community, grow and establish relationships with existing and new customers and promote the company locally. The position would be in the office but also involve travel for site visits and customer development calls.

Responsibilities:  

Responsible for developing appropriate lending relationships which includes the ability to conduct thorough credit investigations, obtain the necessary information to effectively make credit decisions, and communicate decisions.

• Collect all necessary information in order to effectively underwrite and service loans and will work with the Credit Administration and Loan Processing/Servicing teams in a professional and timely manner.
• Provide sound financial guidance to borrowers while protecting the interests of the company and the borrower’s financial condition.
• Manage the full loan cycle; including any follow up required and collection activities and will work with the appropriate staff on all repossessions and workout situations.
• Loan approval within their authority in accordance with Loan Policy and according to State and Federal Regulations.
• Present loans above their approval authority to the appropriate approval authority.
• Prepare and submit the Loan Processor Worksheet and other loan file documents to the Loan Processing Group for loan document preparation and filing in a timely manner.
• Grow their loan portfolio with quality loans and to grow non-interest income, this may include spending a portion of their time outside the office seeking new loan opportunities and having the ability to work flexible hours including weekends to accommodate borrowers’ schedules.
• Promote improvement through quality member service, promotion of products, professionalism in conduct and diligent work ethic.
  

Qualifications: 

• Strong commitment to providing exceptional member service.
• High School diploma or equivalency.
• Previous computer experience.
• 1-2 years previous financial institution/member service experience.
• Strong communication and organizational skills.
• Constantly required to sit, hear, talk, write, read, keyboard/computer entry, reach, stretch, work under time constraints with needed ability for task management flexibility and to perform routine duties with attention for details.
• Constant abilities used/required on the job are mathematics, memory, reasoning, estimating, problem-solving and exercising judgment.
• Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus.