Los Angeles | Hybrid / In-Office Preferred
Knight Management Insurance Services LLC
Pay Range: $100,000- $120,000 Per Year. The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.
KnightBrook Insurance Company is seeking an experienced Actuarial & Regulatory Filing Specialist to support the development, preparation, submission, and maintenance of personal lines insurance filings. This role combines actuarial support with regulatory filing expertise and will work closely with underwriting, product management, compliance, finance, and executive leadership to ensure timely approval and implementation of rate, rule, and form filings.
The ideal candidate will have direct experience preparing and managing California Department of Insurance (CDI) and Texas Department of Insurance (TDI) filings for personal auto and homeowners insurance products and be comfortable owning projects from actuarial analysis through regulatory approval.
What You'll Do as an Actuarial & Regulatory Specialist:
Actuarial Support
- Prepare actuarial exhibits and supporting documentation for personal lines rate filings.
- Analyze rate adequacy, loss trends, premium impacts, and competitive positioning.
- Develop and maintain actuarial memoranda supporting rate revisions.
- Perform pricing analyses using internal company experience, industry data, catastrophe models, and external benchmarks.
- Assist in development of new products, rating plans, territories, and underwriting programs.
- Review premium indications and recommend rate changes.
- Support implementation and validation of approved rate changes.
Regulatory Filing Responsibilities
- Prepare, submit, and manage insurance filings through SERFF.
- Coordinate rate, rule, and form filings for:
- Personal Auto
- Homeowners
- Dwelling Fire
- Other personal lines products
- Respond to regulator objections, information requests, and interrogatories.
- Track filing status and regulatory approvals.
- Coordinate implementation dates with internal stakeholders.
- Maintain filing documentation and historical filing repository.
- Prepare filing summaries for executive management.
Product Development
- Work with Product Management and Underwriting to develop:
- New insurance programs
- Rating variables
- Discounts and surcharges
- Territory updates
- Underwriting guideline changes
- Coordinate filing implementation with IT and Operations.
Regulatory Compliance
- Monitor regulatory developments impacting personal lines products.
- Assist with market conduct and regulatory examinations.
- Ensure products remain compliant with state insurance regulations.
- Support audits and internal compliance initiatives.
Qualifications
What do we look for in our Actuarial & Regulatory Specialist?
- 3–7+ years of actuarial, product management, or insurance filing experience.
- Experience with:
- California Department of Insurance (CDI)
- Texas Department of Insurance (TDI)
- Direct experience preparing:
- Rate filings
- Rule filings
- Form filings
- Supporting actuarial memoranda
- Experience using SERFF.
- Experience with personal lines:
- Personal Auto
- Homeowners
- Dwelling Fire
- Familiarity with insurance statutes and regulations governing rate filings.
- Bachelor's degree in one of the following:
- Actuarial Science
- Mathematics
- Statistics
- Economics
- Finance
- Data Analytics
- Related quantitative discipline
- Progress toward actuarial credentials (CAS or ACAS) is preferred but not required.
Desired Qualifications
- Strong analytical and quantitative skills.
- Excellent written communication for regulatory correspondence.
- Ability to manage multiple filing projects simultaneously.
- Detail-oriented with strong organizational skills.
- Ability to communicate effectively with actuaries, underwriters, regulators, executives, and external consultants.
- Strong project management capabilities.
Key Areas of Responsibility
- Personal Auto Rate Filings
- Homeowners Rate Filings
- Rule Filings
- Form Filings
- SERFF Submission Management
- CDI and TDI Regulatory Correspondence
- Product Pricing Analysis
- Filing Documentation
- Regulatory Compliance
- Filing Implementation Support
Success Measures
The successful candidate will:
- Deliver timely and accurate actuarial analyses supporting pricing decisions.
- Successfully prepare and obtain approval of CDI and TDI filings.
- Reduce reliance on outside actuarial consulting firms for routine filing work.
- Maintain compliance with all applicable regulatory requirements.
- Support profitable growth of KnightBrook's personal lines products through sound actuarial and regulatory practices.
Preferred Background
Candidates with prior experience at:
- Property & Casualty insurance carriers
- Insurance consulting firms (e.g., Perr & Knight, Milliman, Oliver Wyman, WTW)
- State insurance departments
- Personal lines product management or actuarial departments will be highly regarded.
This role is designed to bring much of the actuarial filing work currently outsourced in-house, enabling KnightBrook to manage routine CDI and TDI rate, rule, and form filings internally while leveraging external consultants only for specialized or large-scale projects.
Benefits
What do we offer?
- Medical, Dental, and Vision benefits.
- Supplemental life insurance policies for you and your dependents
- Long term disability insurance
- Flexible Spending Account (FSA)
- Employer paid life insurance
- Retirement plans: Employer match, 401(k) and Employee Stock Ownership Plan (ESOP)
- Metro-link Reimbursement
- Career Path Opportunities
- Onsite Gym with group Yoga and Pilates; classes
- UKG Wallet (access to your pay before payday)
- Tickets at Work- Discounts on parks, museums, movie tickets and much more
- AT&T Wireless Discounts
- Midway Rent a Car- Rental car Discounts
- Dell Member Purchase Program
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- 3-7+ years of actuarial, product management, or insurance filing experience
- Experience with the California Department of Insurance and Texas Department of Insurance
- Direct experience preparing rate, rule, and form filings
- Experience preparing supporting actuarial memoranda
- Experience using SERFF
- Experience with personal auto, homeowners, and dwelling fire insurance products
- Familiarity with insurance statutes and regulations governing rate filings
- Bachelor's degree in actuarial science, mathematics, statistics, economics, finance, data analytics, or a related quantitative discipline
- Progress toward CAS or ACAS actuarial credentials
- Strong analytical and quantitative skills
- Excellent written communication for regulatory correspondence
- Ability to manage multiple filing projects simultaneously
- Strong organizational and attention-to-detail skills
- Ability to communicate effectively with actuaries, underwriters, regulators, executives, and external consultants
- Strong project management capabilities
What We Do
People. Purpose. Passion. These are the hallmarks of Westlake Financial Services, and have been since our inception in 1988. Westlake specializes in prime to sub-prime automotive financing, helping car dealerships do what they do best: sell cars. Our unique credit approval software (known as "The Buy Program ©") allows dealers to get an on-the-spot loan approval with out waiting for callbacks, fax-backs, or rehashes. Westlake Financial is an Internet based, privately held finance company that specializes in the acquisition and servicing of prime, sub-prime, and non-prime automotive retail installment contracts. Headquartered in Southern California, Westlake originates indirect retail installment contracts through a network of 21,000 new and used car dealers throughout the United States. All collections and servicing are performed in-house from its central facility located in the Mid-Wilshire area of Los Angeles. Westlake's success didn't just happen overnight. It took years of hard work, cultivation, and smart intuition to get to where we are today. Not content to rest on our laurels, Westlake continues to build and refine, always keeping our dealers and customers in mind. Looking for a Career in auto finance, please view the following link: https://www.westlakefinancial.com/careers/
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