Actuarial Analyst

The Company  

Cover Genius is a Series E insurtech that protects the global customers of the world’s largest digital companies including Booking Holdings, owner of Priceline, Kayak and Booking.com, Intuit, Uber, Ryanair, Turkish Airlines, Descartes ShipRush, Zip and SeatGeek. We’re also available at Amazon, Flipkart, eBay, Wayfair and SE Asia’s largest company, Shopee. Our partners integrate with XCover, our award-winning insurance distribution platform, to embed protection for millions of customers worldwide each year.

Our team and products have been recognized with dozens of awards including by the Financial Times which ranked Cover Genius as the #1 fastest-growing company in APAC in 2020. Our diverse team across 20+ countries and many language groups commit itself to diverse cultural programs, in particular “CG Gives” which makes social entrepreneurs out of us all and funds development initiatives in global communities.

Our People are

Bold, Authentic, Purposeful and Inspired

Our People are not

Perfect, Traditional, Complacent or Cautious

About the role

As an Actuarial Analyst on the Cover Genius Actuarial team, you will support pricing, reserving, and portfolio monitoring across our embedded insurance products. You will work closely with senior actuaries, Insurance Managers, Product, and Commercial teams to deliver analytical work that directly informs how CG prices, reserves, and structures partner relationships in real time.
To drive success in this role, you will bring a strong analytical foundation, intellectual curiosity about insurance and embedded products, and the discipline to progress through actuarial examinations alongside the day job. Regular collaboration with Insurance, Product, Commercial, Finance, and carrier teams will be key to ensuring CG's pricing remains risk-adequate, commercially competitive, and operationally sound.

Key Responsibilities:

• Build, validate, and document pricing model components for assigned product lines and geographies under senior actuarial review.

• Support quarterly and annual reserving cycles, including loss development analysis and IBNR estimation for assigned portfolios.

• Run monthly and quarterly reporting workflows: loss ratio monitoring, bordereaux analysis, premium reconciliation, and experience tracking.

• Partner with Insurance Managers and Product teams to respond to pricing requests for new partner deals and product launches.

• Analyse loss experience data to identify emerging trends, anomalies, and data quality issues; propose remediation approaches.

• Support the development of Generalized Linear Model.

To help us level up, you'll ideally have:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative field; postgraduate degree desirable.

• 1+ years of actuarial or quantitative analytical experience; insurance, insurtech, or financial services preferred.

• Active progress through preliminary actuarial exams (CAS, SOA, IFoA, or equivalent). CAS is preferred. 

• Strong proficiency in Excel; working knowledge of SQL and Python (or willingness to develop quickly). Familiarity with version control (Git) is a plus.

• Exposure to pricing, reserving, or loss reporting methods through coursework, internships, or prior roles.

• Bonus: experience with embedded insurance, MGA platforms, GLMs, real-time pricing systems, or commercial lines analytics.

Why Cover Genius?  

Cover Genius not only cares about being the best in our industry, we care about our team. We’re a business that understands life can be fluid and so we flex to ensure we provide the environment to suit that. What does that mean?  

• Employee Stock Options - we want our people to share in our success, we reward them with ownership for their contribution in creating a world-class company.

• Work with like-minded people who are passionate about both the work we're doing and giving back. Our CG Gives programs enables us to all become philanthropists through our peer recognition and rewards system.

• Social Initiatives - pictures speak a thousand words!

Sound interesting? If you think you have the best composition of the above, send us your resume and let's chat!

* Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

By submitting your application, you acknowledge that we may collect, store and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.