ACH Specialist I

Posted Yesterday
Be an Early Applicant
Billings, MT, USA
In-Office
Junior
Fintech • Payments • Financial Services
The Role
Process and balance outgoing ACH files, resolve incoming exceptions, manage ACH returns/NOCs, handle disputes, process Treasury death notifications and reclamations, maintain customer contact database, provide internal customer service, and support projects, upgrades, and conversions in accordance with NACHA rules.
Summary Generated by Built In
**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

This position is located at our Billings, MT Great West Center.
What’s Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

  • Generous Paid Time Off (PTO) in addition to paid federal holidays.
  • Child Care Assistance Program for eligible dependent(s).
  • Exercise reimbursement program for employees.
  • The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY
The ACH Specialist I delivers technical and operational support, back-end processing, and provides support for internal departments. This position provides a strong attention to detail and a high level of accuracy while maintaining excellent customer service to internal clients.
ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Processes and balances outgoing ACH files timely and accurately, and in accordance with NACHA rules and applicable US laws.
  • Resolves daily incoming exception entries.
  • Maintains customer contact database to ensure ACH return and NOC notices are sent accurately.
  • Processes death notifications and reclamations from the US Treasury to limit bank liability.
  • Processes ACH disputes in accordance with NACHA rules and regulations.
  • Handles internal customer service calls and messages received through various channels.
  • Assists with special projects, upgrades, and conversions.

QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES

  • Knowledge of First Interstate Bank’s network and delivery systems.
  • Proven experience delivering exemplary level of customer service in a professional environment.
  • Strong computer and technical skills; possess advanced Microsoft Office knowledge.
  • Ability to read, analyze, and interpret general business periodicals, contracts, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals.
  • Excellent written and verbal communication, interpersonal, presentation, and training skills.
  • Extensive understanding of business and financial fundamentals, intermediate accounting skills with mathematical aptitude, and computer spreadsheet skills.
  • Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
  • Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Team-oriented skills that demonstrate a commitment to the success of the First Interstate Bank strategic initiatives.
  • Works effectively in team environment and promote actively listening, sharing information, comprehending individual needs, and recommending solutions.

EDUCATION AND/OR EXPERIENCE

  • High School Diploma or General Education Degree (GED) required
  • 1-3 years related experience, training, and/or equivalent combination of education and experience required

PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

  • Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
  • Lifting - Occasionally (up to 10 lbs)
  • Sitting - Frequently
  • Overtime - Subject to business need
  • Noise Level - Moderate
  • Typical Work Hours - M-F (8-5)
  • Regular and Predictable Attendance - Required

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Skills Required

  • High School Diploma or GED
  • 1-3 years related experience or equivalent combination of education and experience
  • Knowledge of First Interstate Bank's network and delivery systems
  • Proven experience delivering exemplary customer service
  • Advanced Microsoft Office knowledge
  • Computer spreadsheet skills / Excel proficiency
  • Understanding of NACHA rules and ACH processing regulations
  • Intermediate accounting skills and mathematical aptitude
  • Excellent written and verbal communication and interpersonal skills
  • Ability to read, analyze, interpret business/legal/technical documents and write reports/procedures

First Interstate Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First Interstate and has not been reviewed or approved by First Interstate.

  • Retirement Support A dollar-for-dollar 401(k) match and clear plan features indicate strong, reliable retirement benefits. Complementary financial programs such as student-debt assistance further bolster long-term savings support.
  • Parental & Family Support Parental and caregiver leave alongside a childcare assistance program provide tangible support for families. These offerings are presented as core elements of the total package.
  • Leave & Time Off Breadth Generous PTO, multiple paid holidays, and distinct leave buckets (e.g., jury duty, bereavement) point to broad time-off coverage. Accrual structures and the ability to take time off can vary by role, team, or location.

First Interstate Insights

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The Company
HQ: Billings, MT
5,303 Employees
Year Founded: 1968

What We Do

First Interstate is a community bank that delivers best-in-class banking and Wealth Management services throughout Arizona, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, North Dakota, Oregon, South Dakota, Washington, and Wyoming. Headquartered in Billings, Montana, First Interstate is driven by strong values, with a focus on supporting the communities we serve through the financial services we provide as well as through volunteerism and philanthropy

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