ACCOUNT MANAGER, VIRTUAL BUSINESS CENTRE – Across Ontario

Reposted Yesterday
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City Centre, Amritsar, Punjab, IND
In-Office
Mid level
Fintech • Payments • Financial Services
The Role
Manage and grow a portfolio of small business clients remotely; develop retention and marketing strategies; identify financing and consulting opportunities; perform credit analysis, due diligence, negotiate and prepare loan proposals; meet profitability, revenue and retention targets while ensuring compliance with BDC policies.
Summary Generated by Built In

We are banking at another level.

Choosing BDC as your employer means working in a healthy, inclusive, and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently, to fuel the success of Canadian entrepreneurs.

Choosing BDC as your employer also means:

  • Flexible and competitive benefits, including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions, a Defined Benefit Pension Plan, a $750 wellness and health care spending account, to name a few   

  • In addition to paid vacation each year, five personal days, sick days as necessary, and our offices are closed from December 25 to January 1

  • A hybrid work model that truly balances work and personal life

  • Opportunities for learning, training and development, and much more... 

Explore the BDC Way in our Culture Book


POSITION OVERVIEW


The Account Manager, Virtual Bank, maintains relationships with clients in the small and stable business segment, by phone or electronically, in order to promote business development and client retention.


CHALLENGES TO BE MET

  • Develop and implement a client growth and retention strategy to build a long-term profitable loan portfolio with clients, while providing high quality client service.
  • Identify and develop new business opportunities for financing and consulting services while focusing on the development of current portfolios.
  • Work as a team to provide outstanding client service and ensure smooth work sharing.
  • Develop and implement an individual and group marketing plan that is consistent with the strategy and goals of the Virtual Business Center portfolio. Achieve financial goals related to expected loss rate, profitability, revenue growth and customer retention.
  • Use credit judgment to ensure loan proposals are of high quality, acceptable risk and meet established standards. Ensures that they meet accepted credit criteria and comply with BDC policies and procedures.
  • Analyze, negotiate and prepare high quality loan proposals through thorough credit analysis, due diligence and sound account management practices.
  • Maintain awareness of changes in policies, procedures, and processes.

WHAT WE ARE LOOKING FOR

  • Bachelor's degree in Commerce or Business Administration
  • 3 to 5  years’ experience as a banker; proven sales skills and passion for entrepreneurship
  • Proven talent in business development and client relationship management
  • Ability to make sound credit decisions and a thorough understanding of credit policies and practices
  • Ability to identify business opportunities for entrepreneurs who will benefit from BDC's unique suite of services (financing and consulting)
  • In-depth knowledge of BDC products, services, policies and procedures
  • Excellent negotiation skills and a focus on results
  • Team player with a thorough understanding of the dynamics of small business and underserved markets
  • Strong interpersonal and communication skills
  • Strong organizational and time management skills to manage a high volume of client relationships   
  • Bilingualism (English and French) may be required, depending on location

Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at [email protected].

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.

Skills Required

  • Bachelor's degree in Commerce or Business Administration
  • 3 to 5 years' experience as a banker
  • Proven sales skills and passion for entrepreneurship
  • Proven talent in business development and client relationship management
  • Ability to make sound credit decisions and understanding of credit policies and practices
  • Ability to identify business opportunities for financing and consulting services
  • In-depth knowledge of BDC products, services, policies and procedures
  • Excellent negotiation skills and results focus
  • Team player with understanding of small business and underserved markets
  • Strong interpersonal and communication skills
  • Strong organizational and time management skills to manage a high volume of client relationships
  • Bilingualism (English and French) may be required depending on location
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The Company
HQ: Montreal
4,498 Employees
Year Founded: 1944

What We Do

We are BDC, the bank for Canadian entrepreneurs. Our mission is to help create and develop strong Canadian businesses through financing, consulting services and securitization, with a focus on small and medium-sized enterprises. Through our subsidiary—BDC Capital, we also offer a full spectrum of specialized financing, including venture capital, equity as well as growth and business transition capital. BDC, Canada’s first B Corp bank. B Corps are certified Beneficial companies. Their purpose is to create value for society as well as money. They meet high standards of transparency and accountability, and create positive social and environmental benefit. Learn more at www.bcorporation.net. Social Media Community Guidelines: https://www.bdc.ca/EN/about/social_media/Pages/social-media-guidelines.aspx

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