2026 Summer Analyst - Risk Management - Florida

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Summer Analyst Program Overview:

Risk Management Summer Analyst Program at MUFG is designed to help you learn how the Bank maintains a disciplined approach to identifying, assessing, managing, reporting, and mitigating risks.

Our 10-week Summer Analyst Program begins in early June and is structured to provide rising seniors with hands-on experience and business exposure in the world of Risk Management. You will be placed in a specific group that allows you to concentrate and quickly develop the skills and knowledge required to become an integral part of the team. You will work alongside MUFG professionals at all levels who will serve as your instructors and mentors. Interns also have the opportunity to attend learning sessions led by Americas Risk Management professionals in all of the Risk Disciplines at the bank. The Risk Program is designed to help you experience just what it’s like to manage risk within a Global Investment Bank.

In this role, the Analyst will have opportunities to interact with colleagues within Americas Risk Management and the Lines of Business and Products Owners while rotating through activities in their assigned area of a given risk discipline.  With the goal of learning the components of the MUFG Risk Framework and how it is implemented within the Bank to effectively assess, monitor, and control risk.  Additionally, the Analyst will have the opportunity to work on cross functional projects to gain insights into how the various risk frameworks intersect and support the overall management of risk at the Bank and support the strategic goals of MUFG. 

Based on background, interest, and firm need – interns will be selected to work in one of the following areas:

• Credit Risk: The risk of loss and reduction in capital, and weakened financial resiliency, arising from borrowers or counterparties not paying as agreed on loans or other contractual agreements.
• Credit Analytics: In partnership with Credit Risk the team focuses on utilizing tools surrounding machine learning and data analytics to establish initial evaluations of borrower and counterparty risk.
• Market Risk: The risk that changes in interest rates, foreign exchange rates, and other market risk factors will impact the value of certain assets or liabilities that the enterprise owns, and could result in losses that reduce profitability or negatively impact our capital cushion
• Liquidity Risk: The risk that the enterprise will not have, or may simply be perceived as not having, enough cash, liquid assets, or fulfill liabilities to fund loans, pay operating expenses, or other contractual obligations as they come due
• Interest Rate Risk: The potential for adverse impacts on earnings, capital, liquidity, or solvency due to changes in interest rates. 
• Operational Risk: The risk from events which may have an adverse effect on current projected financial condition and resilience arising from inadequate or failed internal processes or systems, human error or misconduct, or adverse external events.
• Information Risk: The risk of adverse impacts or financial loss resulting from inadequate or failed internal people, processes, and systems, or from external events, including business disruptions, disasters, or malicious attacks, related to owned and managed information and technology assets.  Information Risk encompasses the management of information security risk, cybersecurity risk and technology risk related to relevant assets and resources
• Enterprise Risk Management: A strategic, firm-wide approach to identifying, assessing, managing, and monitoring risks that could impact an organization’s ability to achieve its objectives. Unlike traditional risk management, which often operates in silos, ERM integrates risk considerations across all business units and functions to provide a holistic view of risk exposure. Also, encompassing Risk Governance functions such as risk appetite etc.
• Quantitative Risk Control: The use of any Models invariably presents Model Risk, which is the potential for adverse consequences (e.g., financial loss, poor business and strategic decision-making, or damage to an organization’s reputation) from decisions based on incorrect or misused Model outputs and reports.

Support & Guidance

Your assigned mentor/manager will provide goals and professional development guidance and conduct performance reviews as a commitment to our summer Analysts. You will also have the opportunity to network with employees across different business groups and at all levels of the organization. In our open and inclusive environment, senior colleagues will know who you are and will see the work you do. You will leave with a better understanding of the world of risk management.

Career Progression

At the end of the program, the opportunity exists to receive an offer for full time employment upon graduation. Based on performance during the assignment, a percentage of the intern cohort will be placed in a three-year rotation program, while other offers may be considered for a role in the area where they completed their internship.

Business Lines

Chief Risk Office of the Americas

Qualifications

• Graduating between December 2026 and Spring 2027
• 3.0 GPA or higher
• Strong interest in Banking/Financial Services/Risk Management
• Pursuing a Bachelor’s degree in one of the following fields: Business, Finance, Economics, Accounting, Supply Chain Management, Data Analytics, Marketing or a related field
• Coursework in microeconomics, macroeconomics, finance, business, or previous internship experience in the financial industry
• Microsoft Suite proficiency (Excel, Word, PowerPoint, Outlook)
• Process oriented with strong organizational, project management and multi-tasking skills
• Ability to work autonomously and demonstrate execution in demanding situations
• Clearly evidenced client service, interpersonal, and written/verbal communication skills
• Ability to grasp concepts quickly and independently; interpret data, draw conclusions, and present findings effectively
• Adapts well to changing priorities; learns new tasks and activities quickly
• Applicants must be authorized to work in the United States on a permanent basis and not require visa sponsorship now or in the future.  MUFG will not hire individuals for internships whose work eligibility is based on their F-1 or other limited student visa status

Preferred Skills

• Experience with Tableau, SQL, Python, Microsoft Power BI, Infopath, and/or Sharepoint is a must-have
• Previous internships, volunteer, professional or academic club experiences
• Knowledge of banking systems and practices, market factor or regulatory environment is a big plus
• Experience in client servicing and requirements identification
• Advanced Microsoft Office skills including Excel proficiency.

The typical base pay range for this role is $30 per hour depending on job-related knowledge, skills, experience and location. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.