Teams at TowneBank

Evaluates the financial condition and creditworthiness of commercial and consumer applicants. Performs financial analysis, business spreads, personal and global cash-flow modeling, credit bureau research, ratio calculations, and underwriting support for lenders and bank leaders. Reviews tax returns, financial statements, industry trends, and market data; documents debt-service capacity and credit risks. Maintains regulatory compliance with AML and BSA requirements while supporting process improvements and preparing credit analysis reports.

Supports commercial lenders and private banking officers with loan and deposit processes, member service, account administration, payment and transfer requests, fraud-related actions, reporting, and business development activities. Serves as a portfolio contact, resolves member issues, coordinates with internal departments, monitors past-due payments and deposit exceptions, and ensures compliance with AML and BSA requirements.

Analyzes business needs, documents software requirements, leads process re-engineering, evaluates banking system solutions, develops test plans, supports implementations, manages system changes, and serves as the liaison between business stakeholders and technology teams. The role requires banking experience, FIS IBS expertise, strong analytical and documentation skills, and knowledge of AML and BSA regulations.