Olie

Olie is the first wealth management and custody platform built on USDC, headquartered in Brickell, Miami. Olie connects USDC, the digital dollar, to banking rails: members receive and send money through bank accounts in their own name in the US and Europe, and through local banks across Latin America, while their wealth stays at their own verifiable USDC address, never pooled and never inside a bank. That custody structure is unique to Olie. Founded in 2025, Olie serves the next generation of wealth: heirs, families, founders and the companies they run, with digital assets (dollars, USDC and bitcoin) and physical assets (properties, loans and savings goals) under one roof. Olie Vault is the wealth account, and anyone can check a member's balance on chain at any time. Members hold bitcoin in custody next to their dollars. Grow puts dollars to work earning APY. Sub-accounts keep each goal, property or family member apart. Trust accounts hold money for a child or relative, and an inheritance plan names who receives the vault. Security comes in layers: email codes on every new device, trusted devices, approved destinations, a waiting period before any rule is loosened, and Olie Proof, a fingerprint device that approves the moves that matter. Bank accounts in the member's own name connect the vault to the US and Europe. Olie Orbit is the everyday dollar app. Save in dollars, send to friends in seconds by username, split costs, and move money between banks and dollars, at home or abroad. Olie Business gives exporters and importers a dollar account in the company's name, a US company without travelling, dollar payments from buyers abroad, and payments to suppliers in other countries, with roles for the whole finance team. Olie was founded by brothers Jose Arce and Felipe Arce. Jose, CEO, is a second-time founder: he built and led Monepagos, an instant payments company in Latin America acquired in 2022, then led global product design at OKX across Earn, Pay Mode and Buy, Sell, Convert, products used by more than 50 million people. Felipe, CTO, is lead engineer and head of AI fine-tuning at Exowatt, the Sam Altman-backed energy company. Before that he spent four years at Microsoft in reliability engineering for the incident platform behind Azure, and he designed Olie's custody architecture. Olie is live on iOS, Android and the web.