Jobs at N26

Lead complaints regulatory remediation and governance for a German fintech. Own BaFin-compliant preventive control frameworks, root cause analysis, Written Orders, and Test of Design and Effectiveness milestones. Partner with Compliance, Risk, Internal Audit, Product, Technology, Legal, and customer service teams while managing regulatory stakeholders, data quality, operational indicators, and team performance.

Serve as a strategic People Business Partner to executive leaders across Product and Business. Lead organizational design, workforce planning, talent processes, succession planning, compensation reviews, leadership coaching, organizational change, conflict resolution, and people analytics. Partner across distributed European teams and jurisdictions, supporting reorganizations, cross-functional alignment, and business growth in a fast-paced fintech environment.

Senior People Business Partner advising Product and Business executives, leading organizational design, workforce planning, talent processes, succession planning, compensation reviews, leadership coaching, conflict resolution, and people analytics. The role supports reorganizations and cross-border teams across Europe, partnering with Finance and navigating varied labor legislation and Works Councils in a high-growth fintech environment.

Create and deliver internal communications across email, newsletters, presentations, intranet content, and video. Manage content planning, hybrid meetings, analytics, intranet migration, and operational communications. Partner with senior leaders and cross-functional teams on HR, change, business strategy, product, and emergency messaging. Support events, gather employee feedback, and ensure communications meet regulatory, entity-specific, and Works Council requirements.

Lead analytics strategy for the Grow & Engage domain, managing up to seven analysts while personally delivering complex analyses. Responsibilities include retention, primary banking conversion, subscription economics, causal inference, experimentation, LTV modeling, churn prevention, and pricing analysis. The role partners with product, marketing, growth, and data engineering leaders; establishes KPIs and analytics standards; develops LLM-enabled self-service data capabilities; and improves data literacy across teams.

Own the lifecycle communication strategy for a core domain, driving engagement, activation, retention, Lifetime Value, and Primary Account adoption. Analyze customer behavior, develop multi-channel campaigns, partner with Product Marketing and Analytics, implement A/B testing, and use AI and automation to improve personalization and execution. Translate campaign performance into strategic insights for senior leadership while ensuring regulatory compliance and operational excellence.

Own the Funds Transfer Pricing framework, treasury planning, liquidity and interest-rate risk allocation, profitability analysis, Treasury reporting, forecasting, audit documentation, and regulatory readiness. Improve reporting infrastructure with SQL and collaborate with ALM, risk, finance, and treasury teams on capital planning, balance-sheet management, and compliance.

Leads CRM lifecycle strategy and operational execution, including multi-channel campaigns, automated workflows, compliance and security communications, customer segmentation, and campaign optimization. Collaborates with cross-functional stakeholders to implement strategic initiatives, improve customer journeys, maintain processes, and achieve CRM KPIs. Requires strong HTML, A/B testing, CRM tooling, communication, project management, and multitasking skills.

Lead CRM engagement and retention through 50% operational campaign execution and automation, and 50% strategic campaign planning. Build and maintain multi-channel campaigns and automated workflows, run A/B tests, collaborate with data teams, report on KPIs, and drive targeted, data-driven initiatives to boost retention and reactivation.

Manage ICT risk and compliance within the bank’s second-line risk function. Responsibilities include conducting IT risk assessments, maintaining the risk register, developing mitigation plans, monitoring compliance, improving the ICT risk framework under DORA, and reporting risk status to stakeholders. The role also involves using AI and automation to enhance risk assessments and compliance processes, collaborating with technology and security teams, and managing end-to-end ICT risk activities.

Lead internal business audit activities across N26 Group, focusing on the French branch and AML, AFC, and KYC topics. Manage risk-based audit planning and full audit cycles, assess operational and financial controls, prepare reports for executive leadership, monitor remediation, support strategic projects, and supervise junior auditors. The role requires strong knowledge of French banking regulations, risk control, banking IT systems, and internal audit practices in regulated financial environments.

Lead the vision, roadmap, architecture, and execution strategy for a centralized machine learning platform at a digital bank. Own enterprise MLOps infrastructure, model evaluation, monitoring, governance, and high-volume real-time decisioning for fraud, credit risk, and operations. Partner with engineering, data science, security, legal, and regulatory stakeholders while mentoring product managers and establishing platform standards.

Lead the vision, roadmap, architecture, and execution of a centralized machine learning platform for high-volume banking applications. Own MLOps infrastructure, model evaluation, governance, monitoring, retraining, and real-time inference capabilities. Partner with engineering, data science, security, legal, and regulatory stakeholders to ensure resilient, explainable, compliant systems. Lead multi-squad initiatives, establish product practices, and mentor other Product Managers.

Supports Internal Audit operations through governance, quality assurance, reporting, data analytics, systems administration, findings monitoring, and audit process support. The role manages Audimax and Jira Audit, analyzes audit trends and remediation progress, coordinates with stakeholders, and helps maintain audit methodologies, controls, and reporting for senior management. Banking, regulatory, internal audit, data analytics, and process optimization experience are important.

Conduct risk-based internal audits across N26, with emphasis on Spain’s branch, banking regulations, business operations, and controls. Responsibilities include planning audits, leading audit cycles, preparing reports, supervising junior auditors, monitoring remediation of findings, supporting regulatory engagement, and contributing to strategic projects while maintaining independence and professional standards.

Manages risk-based internal audits across business functions, subsidiaries, and contractors in a regulated banking environment. Responsibilities include audit planning, conducting audits, preparing defensible reports, tracking remediation of findings, assessing operational and financial controls, supporting projects, and maintaining independence and compliance with professional standards. The role requires strong stakeholder management, audit leadership, reporting expertise, and knowledge of banking laws, online banking, retail products, and banking IT systems.

Owns all German tax matters end to end, including strategic tax advice for products and expansion, tax audits, authority relationships, CIT, VAT and withholding tax filings, stakeholder guidance, and process automation. The role partners with Product, Legal, Finance, Regulatory, Marketing, and Accounting teams while building scalable tax controls and workflows. German Steuerberater certification, at least five years of experience, German and English fluency, and strong Excel and financial systems skills are required.

Manage treasury operations, liquidity, cash reserves, investments, money market portfolios, central bank accounts, and payment systems. Execute and record trades, oversee Repo and Reverse Repo activity, monitor liquidity KPIs, support audits and regulatory compliance, and maintain First Line of Defense risk controls. Lead new product implementations, vendor onboarding, core banking enhancements, and automated SQL reporting while coordinating across Risk, Accounting, and Regulatory Reporting.

Coordinates anti-financial crime operations for the French MLRO function. Reviews AML-CFT investigations, complex cases, sanctions screening, enhanced due diligence, authority requests, and suspicious activity reports. Acts as Declarant Tracfin, ensures SAR quality, guides AFC and KYC analysts, supports customer communications, and improves local procedures in line with French and European financial crime regulations.

Own the architecture, administration, security, governance, and automation of N26’s Google Workspace and Google Cloud ecosystem. Build Python, JavaScript, and Apps Script integrations, manage cloud and identity infrastructure with Terraform, deploy Gemini Enterprise, enforce DLP and Zero Trust controls, administer Chrome Enterprise, and oversee Google Vault retention, legal holds, and eDiscovery processes. The role partners with global teams to deliver secure, automated, user-friendly internal IT solutions.