Jobs at N26

Own and evolve N26’s core dbt services, including CI/CD, performance, quality standards, and support for analytics engineering teams. Build Python tooling and data governance infrastructure for anomaly detection, freshness monitoring, drift detection, and data contracts. Improve shared SQL and data modeling practices, guide the analytics engineering community, and collaborate with the data platform team on scalable infrastructure and technical direction.

Own and evolve N26’s dbt services, including CI/CD, performance, quality standards, and community support. Build Python tooling and data governance infrastructure for anomaly detection, freshness, drift, observability, and data contracts. Improve shared analytics engineering practices, SQL quality, data product standards, and platform reliability while collaborating with data platform teams and supporting large, multi-team dbt projects.

Manages and executes second-line Anti-Financial Crime compliance controls and reviews for a digital bank. Responsibilities include testing control design and effectiveness, developing risk-based AFC control plans, assessing AML/CTF safeguards, reporting systemic risks to senior management, documenting control deficiencies, and tracking remediation. The role requires strong knowledge of banking regulations, assurance methodologies, data analysis, stakeholder management, and fluency in English and German.

Manages and executes second-line Anti-Financial Crime compliance controls and reviews for a digital bank. Responsibilities include testing control design and operating effectiveness, developing risk-based control plans, assessing AML safeguards, reporting systemic risks to senior management, identifying control weaknesses, and tracking remediation. The role requires knowledge of banking operations, European and local AML/CTF regulations, assurance methodologies, data analysis, stakeholder management, and fluency in English and German.

Manage KYC cases for the French market, focusing on Enhanced and Ongoing Due Diligence for high-risk customers and politically exposed persons. Apply regulatory policies, investigate financial activity, assess risks, review documentation, meet service-level deadlines, and collaborate with MLRO, Customer Support, and other teams. The role requires strong analytical, problem-solving, communication, and stakeholder-management skills in a fast-paced, multicultural banking environment.

Design, develop, test, deploy, and maintain high-volume payment and card transaction systems. Collaborate with the Tech Lead on architecture and feature delivery, uphold technical and code quality standards, mentor junior engineers, and contribute to a cross-functional team. The role requires JVM and Spring Boot development experience, microservice architecture knowledge, database expertise, and familiarity with modern cloud architecture, preferably AWS.

Supports financial crime operations by compiling KPI and SLA metrics, preparing dashboards and leadership reports, checking data accuracy, maintaining SOPs, tracking workflows and workforce data, coordinating governance activities, and organizing audit documentation. The role also assists with process improvement initiatives, follow-ups, and cross-functional operational coordination across Fraud, Sanctions, and Financial Crime teams.

Investigate fraud escalations, identify suspicious transaction patterns, analyze fraud data, and mitigate financial losses. The role also improves detection workflows, maintains operational documentation, supports fraud operations, and delivers training on processes and fraud detection methods.

Leads Spanish-market influencer and affiliate marketing, including partner acquisition, relationship management, negotiations, performance optimization, reporting, attribution, and payout processes. Drives broader growth initiatives through co-marketing, offline media, events, social collaborations, and content partnerships. Analyzes acquisition, profitability, retention, and channel performance while troubleshooting operational issues and identifying new opportunities.

Leads strategic partnership projects and operations for N26’s Subscriptions segment. Owns reconciliation, partnership execution, KPI reviews, performance optimization, and unit economics analysis. Identifies growth opportunities through data-driven deep dives and supports roadmap decisions. Acts as a subject matter expert and cross-functional connector across Product, Tech, Data, Legal, Growth, Finance, and external partners to resolve blockers and drive execution.

Lead N26’s second-line ICT compliance strategy and team, ensuring adherence to DORA, MaRisk, BAIT, PSD3, ISO 27001, and NIST. Oversee independent compliance assessments, control testing, regulatory gap analyses, remediation roadmaps, audits, regulatory reporting, and executive risk communication. Drive AI-enabled compliance automation while managing cross-functional initiatives, KPIs, planning, staffing, hiring, mentoring, and stakeholder relationships across a regulated banking environment.

Own N26’s multi-market SEO and GEO strategy across European markets. Lead technical SEO, localized high-intent content, structured data, entity management, and AI search visibility across platforms such as ChatGPT Search and Google AI Overviews. Build acquisition dashboards, monitor rankings and AI citations, run SEO and CRO experiments, and collaborate with Product, Engineering, Marketing, Data, and Content teams. The role also tracks algorithm, AI model, and regulatory changes.

Administer schedules and manage network staffing to meet capacity targets and SLAs. Monitor capacity KPIs, handle service desk tickets and WFM emails, run process reviews, manage stakeholder projects to improve scheduling/capacity processes, and communicate clear solutions to operations and management.

Investigate and assess complex anti-financial crime cases involving AML, terrorist financing, sanctions, KYC, fraud, and tax evasion. Review escalations for quality, identify typologies and process improvements, enhance transaction-monitoring procedures, and draft Suspicious Activity Reports and authority requests for Italian financial intelligence authorities. The role requires banking AFC experience, knowledge of European and Italian regulations, analytical skills, confidentiality, and fluency in English and Italian.

The Senior Backend Engineer will design, develop, and maintain software solutions while collaborating with teams on architecture and code quality.

Lead end-to-end development and delivery of AI and ML products (including LLM/GenAI) for internal banking use. Align roadmaps with senior product leadership, partner with data scientists and engineers, define KPIs, ensure security and compliance, and create reusable AI toolkits for other teams to integrate capabilities safely and autonomously.

Own the end-to-end lifecycle of production AI, machine learning, and GenAI products across banking operations, fraud, AML, growth, and marketing. Define roadmaps, evaluate models, guide deployment and monitoring, and partner with data scientists and engineers on scalable architectures. Establish standards and self-service tools for safe AI adoption while balancing innovation with security, privacy, compliance, reliability, and auditability in a regulated financial environment.

Own the strategy, development, deployment, and monitoring of production-grade Machine Learning and Generative AI products. Lead AI initiatives across operations, fraud, AML, growth, and marketing; partner with data scientists and engineers; define evaluation frameworks and business KPIs; establish AI platform standards; and ensure reliability, security, privacy, auditability, and regulatory compliance within a banking environment.

Own delivery of applied machine learning products from discovery through deployment. Translate operational challenges into technical requirements, coordinate data scientists, ML engineers, and stakeholders, and manage squad backlogs. Focus on automation, document verification, fraud detection, model monitoring, and continuous optimization. Evaluate model performance using metrics such as precision, recall, and F1 score while ensuring security, compliance, and data privacy standards in a regulated banking environment.

Leads CRM lifecycle strategy and operational execution, including multi-channel campaigns, automated workflows, compliance and security communications, customer segmentation, and campaign optimization. Collaborates with cross-functional stakeholders to implement strategic initiatives, improve customer journeys, maintain processes, and achieve CRM KPIs. Requires strong HTML, A/B testing, CRM tooling, communication, project management, and multitasking skills.