Morningstar
What's It Like to Work as a Credit Analyst at Morningstar in New York?
Morningstar DBRS is one of the four largest credit rating agencies globally, providing independent credit ratings and research across a broad range of industries and asset classes. Morningstar DBRS is committed to consistency and transparency within the credit rating process. From our office at 140 Broadway in Manhattan's Financial District, analysts cover areas such as Structured Finance, Corporate Finance, Financial Institutions, and Project & Infrastructure Finance. Analysts are trusted to form views and defend them based on sufficient, relevant information using approved methodologies. Independence from actual or perceived conflicts of interest is central to how the work gets done.
Team FAQs
What's it like to work as a Credit Analyst at Morningstar in New York?
What's it like to work as a Credit Analyst at Morningstar in New York?
Credit analysts at Morningstar DBRS work on complex credit questions alongside experienced professionals across a wide range of sectors and structures. From analyzing auto loan performance and financing for data centers to assessing risks in private credit, our analysts work on issues shaping today's financial markets. Across this work, ratings are developed and shared in accordance with established models, methodologies, and criteria. Whether evaluating a new transaction, monitoring an existing rating, or contributing to industry research, analysts are expected to think independently, challenge assumptions, and stand behind their views. In New York, multiple analytical teams work under one roof, making cross-sector collaboration a regular part of the job.
What are the responsibilities of a Credit Analyst at Morningstar in New York?
What are the responsibilities of a Credit Analyst at Morningstar in New York?
Credit analysts at Morningstar DBRS evaluate credit risk and develop independent credit opinions across a variety of industries and asset classes. Responsibilities vary by team and experience level and typically include financial statement analysis, financial and cash flow modeling, transaction structure assessment, ongoing rating monitoring, and tracking economic and market conditions. Analysts also present their analyses to rating committees and may engage with issuers, investors, and other market participants.
What are the responsibilities of a Credit Analyst at Morningstar in New York?
What are the responsibilities of a Credit Analyst at Morningstar in New York?
Building a career in credit analysis takes continuous learning, deep technical expertise, and new challenges, and our analytical career paths run from analyst through AVP, VP, SVP, and leadership. Growth can take different forms: becoming the go-to expert in an asset class, expanding into new areas of credit, leading more complex transactions, or managing and mentoring others. As Morningstar DBRS grows across established and emerging credit markets, analysts have room to broaden their experience and contribute to new initiatives. Internal programs, including Emerging Leaders, Manager Academy, and Leader Academy, support that progression.
What training and learning resources does Morningstar offer a Credit Analyst in New York?
What training and learning resources does Morningstar offer a Credit Analyst in New York?
Analysts joining at every level start with a structured onboarding curriculum, followed by methodology training for their sector, whether that's ABS, RMBS, CMBS, structured credit, corporates, or financial institutions. From there, analysts keep building their expertise on the job by working on real transactions, contributing to rating committees, and getting feedback from experienced colleagues as they take on more responsibility. Morningstar also offers an education stipend, support for professional certifications, and tuition assistance through the Morningstar Scholars Program, subject to eligibility.
