Jobs at Monzo Bank

Supports the Group CFO across Finance by overseeing strategic initiatives, coordinating leadership, tracking execution, preparing board and investor materials, and removing cross-functional roadblocks. The role combines strategic planning, financial analysis, stakeholder management, communications, leadership meeting support, and organizing engagement initiatives such as All Hands and offsites.

Supports the Chief Product Officer and Product Leadership Team by driving strategic projects, product roadmap and organizational planning, performance reporting, business reviews, cross-functional prioritization, team engagement, and executive communications. The role helps resolve complex dependencies, prepares the CPO for senior stakeholder interactions, and may represent the CPO in key forums.

Lead end-to-end planning and execution of cross-team payments products. Define roadmaps, manage dependencies, timelines, risks and stakeholders. Drive decisions to remove blockers, ensure operational effectiveness, and propose technical solutions. Dive into data and architecture to make informed trade-offs and deliver value for users.

Provide company secretarial and corporate governance support for Monzo Europe in Dublin: manage Board and committee logistics and minutes, ensure statutory and regulatory compliance (CRO filings, registers), maintain governance policies and processes, support KYC corporate requests, and act as governance business partner to stakeholders and board members.

Provide legal advice to product teams on banking, payments and regulated financial products. Triage product legal queries, identify legal and regulatory risks, support governance, collaborate with Compliance/Risk/Operations, train stakeholders, and help scale legal processes and tooling for Monzo's UK product portfolio.

Run end-to-end hiring processes for tech roles: partner with hiring managers to define skills and assessments, source diverse candidates, ensure excellent candidate experience, improve processes using data, and close hires. 12-month FTC, London or remote (UK) with occasional office travel.

Lead and execute high-impact, cross-functional strategic projects (new products, expansion, M&A, transformation). Influence senior stakeholders, analyze data and market insights, build business cases, track KPIs, optimise processes, and scale team impact through leadership and coaching.

Lead a global security engineering organisation (30–50 people) to embed secure-by-design across platform primitives (compute, storage, networking, identity). Drive systemic risk reduction, deliver high-leverage security platforms and frameworks, partner with CISO/CTO/product teams, manage engineering leaders and senior ICs, and foster an inclusive, engineering-first security culture.

Lead Market Researcher to own customer and market evidence for European expansion. Build repeatable market-entry research approaches, size and segment audiences, evaluate product-market fit, synthesise cross-market evidence into clear recommendations, and influence cross-functional strategy and go-to-market decisions.

Lead and scale user research across Core Banking, define strategic research direction, partner with senior stakeholders, manage and coach research managers (6-8 reports), synthesize qualitative and quantitative insights, and embed a global research operating model to inform product and organisational strategy.

Lead Monzo's Board & Executive Hiring function to source, assess and hire C-suite, Executive and Board leaders. Set strategy, partner with Board and People leaders, coach a small executive recruiting team, shape succession planning and organisational design, and improve executive assessment, compensation and candidate experience.

Lead and develop a team of ML specialists to deliver production ML systems for fraud and financial crime. Set priorities, ensure model lifecycle practices (development, deployment, monitoring, governance), partner with Product, Risk, Engineering and Data, and raise standards for performance, explainability, reproducibility and observability while building an inclusive high-performing team.

Lead finance transformation to improve processes, governance and automation across the cost base. Redesign operating models, eliminate manual work, strengthen data and controls, manage a portfolio of improvement projects, and partner with Finance, Data, and Technology to increase efficiency, reporting accuracy and audit readiness.

Lead and build the credit risk function for Monzo Business Borrowing: design and iterate credit and pricing strategies, improve underwriting and automated decisioning, support new product launches, manage credit analysts and collaborate across product, engineering, marketing and risk to build profitable lending portfolios.

Lead a distributed engineering organisation across multiple European markets, develop senior engineering leaders, partner with cross-functional stakeholders to define and execute European strategy, shape market expansion, localisation and regulatory approach, drive alignment across teams, design scalable operating models, and help validate product-market fit while balancing short-term delivery and long-term strategy.

As a Senior Product Manager, you'll lead cross-functional teams to deliver customer strategies, enhance the app experience, and align with product goals at Monzo.

Lead design and governance of Borrowing's data layer: architect data products, build reusable feature layers, scale analytics engineering infrastructure, define SLAs/contracts, and partner across product, credit, engineering, and Data Platform to ensure consistent, production-grade datasets for analytics, ML, decisioning, and regulatory use.

Lead and grow a team of ML scientists to build and productionise credit underwriting, pricing, limits, and lifecycle models. Define Borrowing's ML roadmap for UK growth, new segments, and EU expansion, improve feature engineering and data use, and raise standards for model quality, governance, and iteration speed.

The Senior Staff Backend Engineer will lead technical direction for systems, manage engineering standards, mentor teams, and ensure alignment with broader company goals. Responsibilities include hands-on coding, architecture, and partnership with product teams to maximize impact.

The Enterprise Risk Manager will manage risk processes, support the Risk Appetite Framework, execute risk assessments, and promote risk culture across the organization.