Jobs at iwoca

Design and analyse experiments, build causal and hierarchical models, and analyse partner-funnel data to improve conversion and product strategy. Translate analyses into commercial decisions, use AI to accelerate work, and collaborate cross-functionally with product, engineering and commercial teams.

Assess credit applications using multiple data sources and a tech platform to make fast, fair decisions. Grow decisioning autonomy, support peers on complex cases, and collaborate with analytics to optimise lending models and processes.

Assess SME credit applications using company data and tech platform, make autonomous data-driven lending decisions, support complex cases, work with analytics to optimise credit strategy, and continuously improve processes.

The Growth Marketing Manager will drive acquisition growth using automated tools and AI across Paid Search, Direct Mail, and emerging digital platforms. Key responsibilities include managing campaigns, analysing performance data, and coordinating product launch strategies.

Build and maintain full-stack internal systems supporting iwoca’s German operations, including underwriting, customer communication, collections, and account management tools. Design backend services in Python, contribute to React and TypeScript codebases, modernize architecture, automate workflows, and improve system quality and reliability. Own projects end to end by engaging stakeholders, shaping solutions, making trade-offs, and evaluating outcomes through data and usage metrics.

Assess SME credit applications using internal platforms, diverse data sources and analytics. Make autonomous, data-driven lending decisions, support colleagues on complex cases, communicate with customers in German and English, and suggest process improvements.

The Outbound Sales Manager will manage the sales cycle, qualify leads, and implement sales strategies to drive growth for SMEs seeking finance.

The Business Development Executive will build a pipeline of prospects through outbound calls and social selling, aiming to exceed sales targets.

The Senior Business Development Executive will create and manage a pipeline of prospects, making outbound calls, advising customers on finance options, and closing deals to generate revenue.

Assess SME credit applications using multiple data sources and the company platform to make fast, fair decisions. Support complex cases, collaborate with analytics to optimise lending, and communicate with customers and cross-functional teams.

Design and implement reusable website components and page templates, maintain the site's design system, build and update pages (Webflow/HTML/CSS), collaborate with product, marketing and analysts to inform design decisions, explore animation and personalization, and help bring new products and campaigns to market.

Analyze credit and portfolio data to support and improve credit models, monitor portfolio performance, investigate drivers of change, build tooling and monitoring, and support product launches and policy adaptations.

As a Data Analyst, you will analyze iwoca's data to support public policy, create materials for stakeholders, and communicate insights effectively.

Own and build backend services that determine repeat customers' loan eligibility, pricing, and amounts. Re-architect the flex-loan repeat offer pipeline, implement end-to-end features, run split-test rollouts, monitor production, troubleshoot issues, and collaborate with product, design, and data teams. Gradually pick up front-end work to own features end-to-end.

Lead end-to-end backend projects for the Customer Operations Platform: design, build, and operate distributed services, integrate AI/ML to automate workflows, collaborate with operations stakeholders, mentor junior engineers, and migrate monolithic Django systems into smaller services to improve reliability and developer experience.

Investigate and resolve customer complaints end-to-end: listen to calls, review notes, liaise with stakeholders, write clear responses, recommend process improvements, and prepare case files for the Financial Ombudsman Service.

Design, build and operate the ledger platform powering lending and credit card products. Architect scalable microservices, ensure transactional correctness, reconciliation and reporting, lead end-to-end projects, fix production issues, and raise engineering standards while using AI-assisted development tools.

Own and scale a diverse paid channel mix for Germany: launch new channels (Native, Reddit, LinkedIn), build direct publisher placements, and run conversion rate optimisation on paid landing pages using analytics, heatmaps, and A/B tests. Lead channel projects end-to-end, coordinate cross-functional work, integrate measurement and AI tools, and build repeatable processes for scalable growth.

Own and scale a diverse paid-channel mix for the German market. Launch and optimise new channels (Native, Reddit, LinkedIn), build direct publisher partnerships, run CRO experiments on paid landing pages, and create scalable processes and measurement frameworks. Collaborate with design, compliance, and commercial strategy to drive measurable growth.

Lead the acquisition strategy for iwoca in Germany, driving growth through data and technology. Manage a cross-functional team to optimize onboarding and engagement with SMEs.