Jobs at Evolve Bank & Trust

Performs commercial loan analysis and underwriting, evaluates borrower risk and repayment ability, supports loan approvals and operations, and assists with new product vetting. Provides analytical support for special projects, mentors Credit Analysts, and collaborates with lenders on training and credit recommendations while balancing loan production with risk.

Supports daily ACH operations management, including transaction processing, settlement, reconciliations, exception handling, risk monitoring, regulatory compliance, audits, reporting, staff supervision, client onboarding, fraud prevention, system implementations, and business continuity planning. Partners with Treasury Management, Compliance, Fraud Management, Deposit Operations, and Commercial Banking teams to improve controls, efficiency, and service quality.

Reconciles card-network settlements, fees, chargebacks, reserve accounts, bank activity, and merchant-level data. Investigates exceptions, identifies root causes, maintains audit trails, supports ISO funding and dispute obligations, analyzes transaction datasets, and improves reconciliation controls through automation. The role requires knowledge of payment processing, card-network rules, ACH, interchange, BSA/AML, and TSYS systems, along with strong Excel and analytical skills.

Develops and monitors the bank’s compliance program, including regulatory reviews, risk assessments, third-party due diligence, control testing, policy administration, training, audits, and remediation. Advises business units on consumer protection, privacy, marketing, and regulatory requirements; reviews products, disclosures, and communications; maintains compliance documentation; supports regulatory examinations; and reports risks and monitoring results to management.

Develops and monitors the bank’s Compliance Management System, conducts compliance reviews, risk assessments, control testing, and third-party due diligence. Reviews products, transactions, marketing materials, disclosures, and processes for regulatory compliance. Supports audits, examinations, remediation, policy administration, training, privacy initiatives, reporting, and regulatory change management while advising business units and management on consumer compliance risks.

Supports BSA/AML transaction monitoring, financial crime analytics, risk reporting, and business intelligence. Develops dashboards, KPIs, KRIs, visualizations, executive summaries, and automated reporting solutions. Performs data validation, mapping, statistical and root cause analysis, and assists with data modeling. Maintains documentation and audit evidence, supports testing and fintech partner implementations, and identifies process and reporting improvements.

Processes ACH transactions, deposit operations, cash letters, overdrafts, returns, chargebacks, garnishments, and account maintenance. Performs daily and monthly reconciliations, settles bank funds, monitors compliance and retention requirements, supports online and mobile banking, and assists branch and bank operations. The role requires knowledge of ACH procedures, deposit operations, banking regulations, customer service, and accurate financial processing.

The SBA Business Development Officer will manage SBA and USDA loan applications, coordinate with various referral sources, and ensure the submission of complete loan packages.