Jobs at ClarityPay

Serve as in-house counsel and regulatory subject matter expert for consumer and small business lending. Advise on product development, legal risk, compliance, operational risk, customer and regulator inquiries, policies, procedures, and commercial contracts. Lead legal and compliance projects while collaborating with compliance, customer service, business development, merchants, and vendors. The role supports a growing fintech lending platform and reports to the Chief Legal and Compliance Officer.

Provide regulatory and legal guidance for consumer and small business lending products, including product development, compliance risk assessments, customer and regulator inquiries, commercial contracts, policies, and operational risk projects. Advise internal stakeholders on financial services regulations, support compliance initiatives, negotiate merchant and vendor agreements, and manage legal and compliance projects.

As a Financial Controller, you will manage all accounting aspects, ensuring compliance with GAAP, lead audits, and oversee financial reporting. You'll also design internal controls and tax compliance while adapting accounting processes as the company scales.

The Director of Fraud Risk will lead the fraud management strategy, overseeing governance, loss minimization, and advanced detection technologies, ensuring organizational integrity and security.

As a Risk Analyst, you'll focus on managing credit risk through data analytics, optimizing merchant limits, and collaborating across teams to develop credit strategies.

The Director of Risk Management will lead credit strategy, oversee portfolio performance, and develop risk frameworks for ClarityPay's lending solutions while collaborating with cross-functional teams.

The Senior Data Analyst will lead analytics projects, translating business questions into frameworks, analyzing datasets for insights, building reports, and working with teams to influence strategies.

Oversee the product lifecycle for payments features, define strategy and roadmap, engage with cross-functional teams, and ensure compliance in payment solutions.

Lead commercial analytics and reporting for merchant programs: build KPIs and dashboards, automate reports, monitor performance and forecasts, translate data into actionable insights for clients and senior stakeholders, support optimization and collaborate with corporate data teams.

Manage ClarityPay's treasury function including liquidity management, cash forecasting, banking relationships, treasury operations, payment reconciliations, and controls. Partner with Accounting, FP&A, Servicing, and Operations to support financial close, resolve reconciliation exceptions, and ensure compliance with banking agreements and policies.

Manage the product team's projects and initiatives, facilitate communication between product and engineering, and improve operational processes.

Lead monitoring of fintech products, manage incidents, and improve platform reliability through data-driven insights. Collaborate with cross-functional teams.

The Product Operations Manager will monitor platform health, triage escalated support issues, and maintain the operational infrastructure for a fintech company, requiring cross-functional collaboration and strong analytical skills.

Lead and build the decision-science function for consumer credit: hire and grow a modeling team, develop end-to-end credit and fraud models, enable real-time POS decisioning, implement governance/validation/monitoring, ensure fair-lending and regulatory compliance, and partner with Data/Engineering to productionize models.

The Product Analytics & Optimization Lead will analyze customer journey funnels, drive improvements through experimentation, and partner cross-functionally to enhance product and funnel efficiency.

The Senior Product Manager will drive product initiatives for a lending platform, collaborating with cross-functional teams and ensuring product success from ideation to launch.

Lead the credit strategy and portfolio oversight for ClarityPay, developing risk frameworks, collaborating on underwriting, and managing a risk team.

Lead pricing strategy and financial modeling for BNPL and installment products. Design merchant-level pricing, APRs, fees, and promotional tiers while balancing risk, profitability, and regulatory compliance. Drive A/B testing, KPI monitoring, cross-functional product launches, and automation of pricing models to optimize conversion and portfolio health.

The role involves developing advanced machine learning algorithms, solving complex optimization problems using reinforcement learning techniques, and leading technical projects while optimizing solutions for operational efficiency.

The Director of Data Science will lead credit risk modeling, oversee predictive modeling strategies, mentor data scientists, and ensure compliance with fair lending guidelines.