Teams at Circle Asia

Build, test, and maintain backend microservices and APIs; integrate with SaaS platforms and partner bank systems; troubleshoot, ensure stability and performance; collaborate with frontend and product teams; use AI tools to aid development and testing.

Lead design and execution of end-to-end credit risk strategy for a Vietnam-focused digital credit card and BNPL product. Build underwriting, acceptance criteria, credit limits, fraud prevention, decisioning logic in a SaaS risk engine, portfolio monitoring and KRIs, regulatory compliance, and collaborate with Data Science on AI/ML models for scoring and fraud detection.

Support the Risk Lead by analyzing credit application and portfolio data, monitoring delinquency and fraud trends, configuring and testing risk rules, investigating suspicious transactions, and producing regular and ad-hoc risk reports using SQL, Excel and AI tools.