Join the Revolution in Vietnamese Fintech!
We're a dynamic fintech startup on a mission to revolutionize how Gen Z and Millennials in Vietnam experience credit, payments and BNPL. Forget clunky processes and outdated apps – we're building a sleek, mobile-first digital credit card and PayLater experience from the ground up. Partnering with a leading bank, we combine stability with cutting-edge tech (think cool SaaS platforms + our own awesome frontend!) to deliver a product that truly understands the digital generation.
Founded by former McKinsey partners and backed by a global VC, we're on the lookout for the next generation of visionaries are not afraid of challenging the status quo. This is your chance to get in on the ground floor, shape a game-changing product, work with the latest tech (including AI!), and make a real impact in one of Southeast Asia's fastest-growing markets (and beyond). If you're ambitious, thrive in a fast-paced startup environment, and want to build something amazing, keep reading!
Role Overview:
Get hands-on building the powerful backend services that drive our fintech platform! You'll be a key player in developing APIs and integrations.
Design, develop, test, and maintain backend microservices and APIs according to the architecture defined by the Lead Engineer.
Implement integrations with our core SaaS platforms (CMS, Risk, Loyalty) and our partner bank's systems.
Write clean, efficient, well-documented, and testable code.
Collaborate with frontend engineers, product managers, and other teams to deliver features.
Troubleshoot and resolve backend issues, ensuring system stability and performance. Utilize AI tools for code completion, debugging assistance, or generating unit tests.
Must-Have Skills & Experience:
Solid experience (2+ years) in backend development using relevant languages (Java, Go, Python, Node.js - aligning with the Lead's choice) and familiarity with Card Management Systems
Experience building and consuming RESTful APIs.
Understanding of database concepts (SQL and/or NoSQL).
Familiarity with software development best practices, including version control (Git), testing, and clean code principles.
Strong problem-solving skills and a collaborative attitude.
Eagerness to learn new technologies and the fintech domain. Comfortable using AI coding assistants.
Good-to-Have Skills & Experience:
Experience with cloud platforms (AWS, GCP, Azure).
Familiarity with microservices architecture or containerization (Docker).
Experience with CI/CD tools.
Prior experience in fintech or payments.
Experience integrating with third-party APIs
Skills Required
- 2+ years backend development experience with Java, Go, Python, or Node.js
- Familiarity with Card Management Systems
- Experience building and consuming RESTful APIs
- Understanding of database concepts (SQL and/or NoSQL)
- Familiarity with version control (Git), testing, and clean code principles
- Strong problem-solving skills and collaborative attitude
- Eagerness to learn fintech domain and comfort using AI coding assistants
- Experience with cloud platforms (AWS, GCP, Azure)
- Familiarity with microservices architecture or containerization (Docker)
- Experience with CI/CD tools
- Prior experience in fintech or payments
- Experience integrating with third-party APIs
What We Do
Circle Asia is an AI-powered, credit-led neobank on a mission to become the leading digital bank in Vietnam. The company leverages a proprietary technology stack to offer a seamless payment experience, including digital credit cards, spending insights, and flexible PayLater options. Founded by former McKinsey partners and backed by global investors, Circle Asia focuses on transparency and empowering users to make informed credit decisions.








