Banco PAN S.A.

Banco PAN S.A. is a São Paulo–based commercial bank offering digital retail financial services: current accounts, credit cards, payroll-deductible loans, vehicle financing, investments and insurance. Focused on consumer and vehicle finance, PAN serves individuals and small businesses through mobile and branch channels, providing loans, payment and digital banking products. It is majority-controlled by BTG Pactual and emphasizes consumer lending and digital distribution.