BAMS

BAMS is a Brooklyn-based payment processing and merchant services company founded in 2006 by Dimitri Akhrin. For nearly two decades we've helped thousands of businesses across the U.S., from independent retailers to national hotel chains and eCommerce brands, accept payments easily, securely and affordably. BAMS holds an A+ rating with the Better Business Bureau, is an Authorize.Net Preferred Reseller and participates in the Goldman Sachs 10,000 Small Businesses program. We've analyzed more than 10,000 statements, processed over 100 million transactions and deposited more than $10 billion for our merchants, all while keeping support fully in-house and U.S.-based. We provide a full suite of merchant solutions built around transparency and speed. Our interchange-plus pricing model means merchants pay the true interchange rate set by Visa, Mastercard and Discover plus a small, clearly disclosed markup, with no bundled tiers or hidden fees. Same-day and next-day funding get approved batches into a merchant's bank account in as little as ten hours, improving cash flow without added cost. Our BAMS Dispute Responder gives merchants immediate notification and a clear action plan for fighting chargebacks, and our reporting platform, IRIS CRM, provides real-time visibility into transactions, deposits and fees from a single dashboard. Our technology stack covers payment gateways and POS integrations, EMV and contactless acceptance, Apple Pay, Level 3 processing for B2B and government transactions, PCI compliance support, buy now pay later options and gift and loyalty programs. We support merchants across eCommerce, restaurants, retail, hospitality, healthcare, auto repair and more, with certified integrations for platforms like Shopify, WooCommerce, Magento, BigCommerce and Volusion.