Fintech is a growing sector in England and one that has drawn billions of pounds worth of investments in recent years. The country’s fintech ecosystem comes second to the U.S., but the sector’s diversity makes it distinct. Fintech companies in England range from digital banks to lending platforms and new payment technologies. These are the top fintech companies in England innovating in the space.
Top Fintech Companies in England
- DRW
- Xero
- LendInvest
- SumUp
- Capital on Tap
Top Fintech Companies in England to Know
Capital on Tap is a credit and money management platform tailored for small businesses. It provides a business credit card with unique features like uncapped cash back, high credit limits and low-interest rates. Additionally, the company also developed a spend management platform that enables owners to oversee and manage employees’ expenses.
CSC provides business, legal, tax and digital brand services to companies worldwide. Its 8,000 employees operate in more than 140 jurisdictions. CSC is headquartered in Wilmington, Delaware, and has 34 office locations, including two in London.
Enfusion makes software for investment management, and offers managed-service options for back and middle offices. Its platform is built to support a variety of professional investment buyers, including traders, portfolio managers, CFOs and accountants, and includes risk assessment and monitoring. Enfusion is currently scaling its global operations in a growth phase, with robust technology hires in the works.
Navan’s software solutions allow businesses to make travel arrangements and oversee their travel-related spending. Its platform’s expense management features include customizable spending controls to ensure employees comply with policy, quick international reimbursements for out-of-pocket spending and visibility into real-time spending data.
DRW is a global asset trading firm with an innovative financial lens. The company uses specialized technology to conduct trades across regional markets and minimize risk. DRW also focuses on entering new trading fields and has added cryptocurrency trading to its offerings.
MarketAxess offers an electronic trading platform used by institutional investors and dealers. Those in institutional credit markets use the platform to access European credit, emerging markets, green bonds and municipal bonds. The company is headquartered in New York City and has an office in London with over 200 employees.
LendInvest is a property finance platform that simplifies the mortgage process for landlords and developers in the United Kingdom. Backed by several VC firms, the company provides short-term and buy-to-let loans in an overhauled process that reduces paper form filing.
Geneva Trading is a global company offering technology, data analytics capabilities and support services intended to enable trading innovation across dozens of markets. Its team members’ expertise covers algorithmic and discretionary trading, for example, as well as market making. The company opened its London office in 2023.
SumUp is a fintech company providing several financial products and services for small businesses. The company aims to empower small merchants in over 36 markets and provides everything from point-of-sale, or POS, hardware, digital payment processing, business checking accounts and cash advances.
Servicing small businesses, Xero is a financial ecosystem with an extensive lineup of features and integrations. From a single platform, customers can process payroll, accept online payments, monitor financial analytics and more. Xero also provides software for accountants and bookkeepers that helps them manage their clients.
CAIS is a fintech company that partners with financial advisors to enhance education and access to alternative investment funds and products. Its platform, CAIS IQ, helps advisors better understand these investments to achieve better client results. CAIS also offers a range of options, including hedge funds and private equity, for advisors to use with their clients. The company has offices in the United States and London.
Adyen is a fintech platform offering comprehensive payment solutions, data insights and financial services to major companies like Meta, Uber, Spotify and L’Oréal. Although based in Amsterdam, Adyen supports its global workforce with 27 offices across various locations.
Remitly allows individuals to send money via website or mobile app. Recipients can access their funds in over 170 countries, including Ghana, Malaysia, Australia, Ecuador, China, Honduras and Bulgaria. The company promises to refund any money transfer that isn’t delivered on time.
