Are you ready to make a significant impact in the world of credit risk management? Join our Credit Risk team to identify, measure, limit, manage, and monitor credit risk across our diverse business operations. As part of Corporate Risk Management, we maintain independence and integrity in decision-making, reporting directly to the firm’s Chief Risk Officer (CRO). Our practices are designed to safeguard the firm while offering you the opportunity to develop your expertise in credit risk.
As a Credit Risk - Associate in the Commercial & Investment Bank (CIB) Wholesale Credit Risk team, you will be responsible for diligence, risk grading, structuring, and ongoing monitoring of a diverse and complex portfolio of risks. You will manage high-grade and leveraged loans, asset-based structured financing, extensive derivatives and securities trading relationships, and intra-day liquidity facilities. You will serve as the Credit Officer and primary contact for credit relationships, while also mentoring junior team members.
Job responsibilities
- Manage lending activities and trading-related credit exposures with Japan-based companies, including their overseas subsidiaries across the Corporates and Financial Institution sectors
- Conduct customer due diligence and financial analysis, summarizing findings in written credit approval memos and reviews
- Review and approve trading activity, recommending margin requirements and structural enhancements
- Develop and recommend structural solutions to mitigate risk on structured financings, performing cash flow analysis under stressed scenarios
- Set and communicate credit exposure appetite across trading products using internal exposure methodologies
- Oversee legal negotiations for traded products
- Assess client creditworthiness and assign appropriate credit ratings
- Maintain updated credit research on a portfolio of clients
- Mentor and guide junior resources, managing workloads and ensuring deadlines are met, escalating issues to senior managers as needed
- Lead efficiency projects and assist in training and developing analysts
- Participate in client due diligence meetings
Required qualifications, capabilities, and skills
- Bachelor's Degree
- Experience in credit risk management
- Coursework in accounting and corporate finance
- Strong interest in client interaction with excellent verbal and written communication skills
- Ability to perform well under pressure in a demanding environment
- Proficiency in Excel, PowerPoint, and Word
- Japanese and English language skills
Preferred qualifications, capabilities, and skills
- At least 3 years of experience in financial services (investment banking or similar)
Skills Required
- Bachelor's Degree
- Experience in credit risk management
- Coursework in accounting and corporate finance
- Strong verbal and written communication skills and client interaction interest
- Ability to perform well under pressure in a demanding environment
- Proficiency in Excel, PowerPoint, and Word
- Japanese and English language skills
- At least 3 years of experience in financial services (investment banking or similar)
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
-
Healthcare Strength — Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
-
Retirement Support — A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
-
Leave & Time Off Breadth — Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
Gallery
.png){kind=logo}
