WCR Portfolio Analytics - Associate

Posted Yesterday
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Mumbai, Maharashtra, IND
Hybrid
Mid level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Analyze commercial real estate portfolio data, market trends, financial performance, and macroeconomic factors to assess credit risk and loan performance. Perform portfolio analytics, backtesting, risk grading analysis, and emerging-risk research using Python and SQL. Develop risk assessment indicators, monitor elevated-risk segments, support model performance reviews, and collaborate with modeling, technology, and senior stakeholder teams on proactive risk management strategies.
Summary Generated by Built In

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

 

As a valued member of the Wholesale CRE Portfolio Analytics team, you will be responsible for the research and evaluation of commercial real estate market trends and economic impacts on a >$200 billion CRE portfolio.

 

Job Responsibilities:

  • Evaluate CRE data including portfolio concentrations, client and property financials, appraisal, macro-economic data, and real estate market trends and assess the impacts on loan performance and risk grading across all property types (including construction)

  • Analyze CRE loan risk grading methodologies to identify opportunities for process optimization and more efficient decision-making, leveraging loan characteristics, key performance metrics, and industry/sector trends. Partner with technology/production partners for any use-case/solution deployment

  • Lead thematic and portfolio research initiatives focused on identifying and analyzing emerging risk trends. This involves synthesizing data and insights to understand how these trends impact industry dynamics and credit risk, thereby informing the development of proactive risk management strategies

  • Utilize strong Python and SQL skills to efficiently manage and manipulate large data sets. This includes performing backtesting and conducting detailed portfolio analytics to validate models and ensure the robustness of credit risk assessments.

  • (Optional) Apply Large Language Model (LLM) skills to synthesize information from multiple sources, generating systematic and comprehensive reports. This capability will enhance the ability to integrate diverse data points and insights into cohesive analyses that support strategic decision-making.

  • Develop/refine Risk and Strength Assessment (RSA) factors to create analytics-driven market and portfolio insights and indicators, enabling continuous monitoring frameworks for proactive risk identification

  • Partner with modeling teams for CRE grading model back-testing, ongoing performance monitoring

  • Work in close collaboration with senior stakeholders to maintain/monitor elevated risk segmentation, identify top risks, and provide specialized analysis and review as requested

Required Qualifications, Skills, and Capabilities:

  • Bachelor’s or Master’s degree in Mathematics, Statistics, Finance, or related fields.

  • 3+ years of relevant work experience is required. 

  • Excellent problem-solving, communication, and teamwork skills.

  • Strong proficiency in Excel and PowerPoint and the ability to develop proficiency in dashboard, mapping, and data visualization software (i.e. Tableau, QlikSense)

  • Relevant work experience in software, programming or coding such as Alteryx, Python or SQL.

  • Desire to use modern technologies as a disruptive influence within banking.

  • Attentive to detail and easily adaptable.

  • Enthusiastic about knowledge sharing and collaboration.

  • Strong interpersonal skills – you listen and communicate in a direct, succinct manner.

  • Proven ability to develop collaborative relationships with key internal partners to achieve objectives and prioritizations.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Skills Required

  • Bachelor's or Master's degree in Mathematics, Statistics, Finance, or a related field
  • 3+ years of relevant work experience
  • Excellent problem-solving, communication, and teamwork skills
  • Strong proficiency in Excel and PowerPoint
  • Ability to develop proficiency in dashboard, mapping, and data visualization software such as Tableau or QlikSense
  • Relevant software, programming, or coding experience such as Alteryx, Python, or SQL
  • Desire to use modern technologies within banking
  • Strong attention to detail and adaptability
  • Enthusiasm for knowledge sharing and collaboration
  • Strong interpersonal skills and concise communication
  • Ability to develop collaborative relationships with internal partners

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
  • Parental & Family Support Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
  • Retirement Support Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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