Job Title:
VP, Underwriting ManagerLocation:
Remote TexasWhat you'll do:
As a VP, Underwriting Manager, you'll be responsible for the leadership and management of a team of underwriters to achieve the Company’s production and quality goals. The ideal candidate must possess extensive conventional, government and jumbo lending experience with an in-depth knowledge of mortgage processes. In addition, you'll manage the day-to-day as a hands on manager, prioritizing of assignments, and the ability to work with a large team of staff members. You'll be expected to understand the Bank's policies and procedures, and adhere to all laws, rules, regulatory and compliance regulations.- Manage underwriters to ensure mortgage loans are underwritten following proper guidelines. Ensure team members are fully trained and current on company’s philosophy and policies/procedures.
- Manage and review day-to-day tasks escalated by team. Conduct underwriting review process in a manner designed to minimize the company's risk while employing problem resolution techniques in approving loans.
- Train, coach and supervise all underwriters to the application of all company overlays and agency requirements. Evaluate the structure of the Underwriting team and plan for continuous improvement in efficiency and effectiveness.
- Develop and maintain a strong working relationship with other departments.
- Proven experience leading and developing offshore underwriting teams, including performance management, coaching, process optimization, and cross-functional collaboration.
- Lead and develop a team: responsible for hiring, coaching, performance management, training and development.
What you'll need:
- 7+ years of related experience in Residential Mortgage Loan Underwriting or similar field.
- High school diploma required; Bachelor's degree in related field preferred.
- Previous leadership experience required.
- Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, capital markets and/or other residential mortgage products and services.
- Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Advanced knowledge of mortgage loan products, lending principles and regulatory compliance. Extensive understanding of mortgage lending principles and underwriting guidelines, including FHA, VA, and conventional loans, loan processing and automated underwriting systems. Knowledge of mortgage lending principles and underwriting guidelines including self-employed borrowers, partnership, corporation tax return analysis, Appraisal Reviews, condo project reviews, Trust, Leasehold and Power of Attorney documentation.
- Intermediate to advanced experience in understanding and knowledge of technology that supports mortgage banking, Encompass (LOS) and core systems and MS Office products.
- Advanced speaking and writing communication skills.
- DE, SAR or equivalent certification preferred.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [email protected] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
Skills Required
- 7+ years of related experience in Residential Mortgage Loan Underwriting or similar field.
- High school diploma.
- Bachelor's degree in related field.
- Previous leadership experience managing underwriting teams.
- Intermediate to advanced knowledge of residential mortgage industry (Correspondent or Retail Lending) including sales, operations, capital markets and mortgage products.
- Advanced knowledge of regulatory and legal compliance obligations, rules and regulations, and industry standards.
- Advanced knowledge of mortgage loan products and underwriting guidelines (FHA, VA, conventional), appraisal reviews, condo project reviews, Trust/Leasehold/Power of Attorney documentation, and analysis of self-employed/partnership/corporation tax returns.
- Proven experience leading and developing offshore underwriting teams, including performance management and process optimization.
- Intermediate to advanced experience with mortgage banking technology, specifically Encompass (LOS) and MS Office.
- Advanced verbal and written communication skills.
- DE, SAR or equivalent certification.
Western Alliance Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Western Alliance Bank and has not been reviewed or approved by Western Alliance Bank.
-
Strong & Reliable Incentives — Feedback suggests annual bonuses are broadly available and can materially lift total compensation when business conditions are favorable. Participation spans many roles beyond executives.
-
Equity Value & Accessibility — Equity grants are described as widely accessible to employees at multiple levels, adding long‑term value to the package. This breadth helps align employees with company performance.
-
Retirement Support — The 401(k) program is positioned as a standout with an employer match structure viewed as stronger than common offerings. Automatic enrollment reinforces accessibility and participation.
Western Alliance Bank Insights
What We Do
Western Alliance Bancorporation (NYSE: WAL) is one of the country’s top-performing banking companies. Its primary subsidiary, Western Alliance Bank, Member FDIC, offers a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by banking and mortgage experts who put customers first. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide.
