Job Purpose:
As the bank continues to grow strategically across the region, we are exposed to new and emerging risks that may have significant impact on a Country credit portfolio quality. This role focuses on managing Country Risk by evaluating and mitigating geopolitical, macroeconomic and sovereign risks of countries the bank has exposures in.
Responsibilities:
- Scan macro trends including political, economic, and social developments to identify and manage risk events for a Country and the country portfolio impact
- Proactively analyse the risk profiles of countries and present recommendations to senior management for country limit actions
- Review and challenge annual reviews of Country Risk limits and triggers; present comprehensive country risk analysis and recommendations for control measures as required
- Run internal rating models and undertake macroeconomic risk assessment to assign sovereign default and transfer and convertibility risk ratings to a Country
- Engage Country, Business, and Credit stakeholders regularly to understand Country portfolio and drivers of country limit utilisation
- Manage the escalation and remediation process for tight utilisation or breaches of country limits
- Contribute to periodic reviews and enhancement of Country Risk Management Standard and Guide, and Country Risk methodologies to ensure they remain relevant and effective
- Support the enhancement of system and data infrastructure to facilitate Country risk monitoring activities.
Requirements:
- Experience: 10+ years of experience in Country Risk or Credit Risk management, with a proven track record in strong collaboration across and within the team.
- Industry Knowledge & Domain Expertise: Good understanding of country and macroeconomic risk as well as contagion impact to the Bank’s portfolio across countries.
- Risk Mindset : Proven ability to proactively respond to evolving and emerging macroeconomic events with requisite risk mitigation measures.
- Technology and Operational Process Acumen: Familiarity with Gen AI and Technology to create efficient and robust operational processes.
- Leadership Skills: Demonstrated ability to shape and influence effective outcomes through cross-functional collaboration.
- Regulatory Expertise: Knowledge of financial regulations across Singapore and key markets.
- Education: Bachelor's or Master’s degree in Economics, Finance, Business, or related fields.
Location:
DBS Asia CentralJob:
Risk ManagementSchedule:
RegularEmployee Status:
Full timeSkills Required
- 10+ years of experience in Country Risk or Credit Risk management
- Proven track record of strong collaboration across and within teams
- Good understanding of country and macroeconomic risk and contagion impacts
- Proven ability to proactively respond to evolving and emerging macroeconomic events with risk mitigation measures
- Familiarity with Gen AI and technology to create efficient and robust operational processes
- Demonstrated leadership ability to shape and influence outcomes through cross-functional collaboration
- Knowledge of financial regulations across Singapore and key markets
- Bachelor's or Master's degree in Economics, Finance, Business, or related field
What We Do
DBS Bank is a leading financial services group in Asia, headquartered in Singapore. It provides a full range of consumer, SME, and corporate banking services. The bank is recognized for its digital innovation, having been named 'World's Best Digital Bank' and 'World's Best Bank' by various publications. It also operates the DBS Foundation, which supports social enterprises and community initiatives, reflecting its commitment to creating impact beyond traditional banking.








