The Product Specialist is a senior level position responsible for the development of product plans, strategies and tactics in coordination with the Product Management team. The overall objective of this role is to coordinate the promotion of products to develop new markets, increase share of market and obtain competitive position.
Responsibilities:
Manage the lifecycle strategy from acquisition through early client engagement and implement strategies to optimize portfolio performance
Assess relevant customer, competitor, and industry insights to help define strategies to improve client experience and portfolio growth
Advise and provide insight and recommendations on innovative and strategic product development, product targeting, and segmentation strategies as well as direct and oversee aspects of product development life cycle management including market demands, technology trends, and the competitive field
Provide subject matter expertise and execute on core marketing disciplines such as product development, price, promotions, platform and pillars, launching, and marketing to improve client experience and portfolio growth
Oversee product financial performance including identifying opportunities and gaps, and developing business strategies
Work with Operations and Technology with regards to process design and vendor procurement as well as communicate business plans on marketplace approach
Participate in budgeting and planning for strategic priorities and initiatives
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
6-10 years of relevant experience
Experience leading cross-functional team to define and achieve high value business goals
Diverse functional experience (e.g. marketing, credit, acquisitions, product development, analytics)
Demonstrated experience driving business innovation, leveraging management information, and data analytics to drive results
Experience in scenario development and forecasting as well as experience serving clients
Demonstrated knowledge of product development, financial acumen, and investment processes across asset classes
Ability to work unsupervised and adjust priorities quickly as circumstances dictate
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Demonstrated problem-solving and decision-making skills
Demonstrated analytical and influencing skills
Consistently demonstrates clear and concise written and verbal communication
Education:
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred
The Issuer Services business delivers bespoke capital market transaction services to a wide variety of clients including banks, corporations, lawyers and governments around the world. Specific transaction services are delivered in connection with Corporate Debt, Restructuring, Structured Finance, M&A, Project Finance and Depositary Receipts. We are looking for a motivated individual to join the Structured Finance Analytics team.
Responsibilities include, but are not limited to:
Evaluate and create financial models from governing legal agreements for structured finance products
Calculate monthly ABS, CMBS, and RMBS bond payments
Design and code bond calculations, collateral scripts; and create reconciliation and validation tools for structured finance transactions
Design reports for investors and external clients
Knowledge/Experience:
Minimum 5 years’ experience in the ABS/MBS/CDO industry strongly preferred - specifically, in the areas of deal structure and/or loan-level servicer collateral processing. Must have some prior programming/FinTech experience. At least a BS degree in finance or a relevant quantitative field such as mathematics, physics, computer science, or engineering is highly desirable.
Skills/Competencies:
Must be highly competent with Excel
Proficiency with AI coding and development tools, Python, Access, SQL, Tableau, ASAP, and/or ETL experience is a plus
Proficiency with cash-flow modeling and reverse engineering of securitized products is preferred
Project Management experience is a plus
Must have strong problem solving skills, excellent work ethic, and good communication skills
Bilingual in English and Spanish preferred
Licenses not required
Education:
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred
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Job Family Group: Product Management and Development------------------------------------------------------
Job Family:Product Management------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Jacksonville Florida United States------------------------------------------------------
Primary Location Full Time Salary Range:$103,920.00 - $155,880.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 6-10 years of relevant experience
- Series 7 license / registration
- Experience leading cross-functional teams to define and achieve business goals
- Diverse functional experience (marketing, credit, acquisitions, product development, analytics)
- Experience driving business innovation using management information and data analytics
- Experience in scenario development and forecasting and serving clients
- Knowledge of product development, financial acumen, and investment processes across asset classes
- Ability to work unsupervised and adjust priorities quickly
- Ability to work under pressure and manage deadlines
- Demonstrated problem-solving and decision-making skills
- Demonstrated analytical and influencing skills
- Clear and concise written and verbal communication
- Bachelor's degree or equivalent experience
- Master's degree
- Minimum 5 years' ABS/MBS/CDO industry experience (deal structure or loan-level servicer collateral processing)
- Prior programming / FinTech experience
- BS in finance or a quantitative field (mathematics, physics, computer science, engineering)
- High competency with Excel
- Proficiency with Python, Access, SQL, Tableau, ASAP, ETL
- Proficiency with cash-flow modeling and reverse engineering securitized products
- Project management experience
- Bilingual in English and Spanish
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.






