VP, Deposits Product Management Lead Analyst – Asia North Citigold

At Citi, we get to connect millions of people across hundreds of cities and countries every day.  And we've been doing it for more than 200 years.  We do this through our unparalleled global network.  We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world's toughest challenges.

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Wealth brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices.  The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow.  We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

We’re currently looking for a high caliber professional to join our team as VP, Deposits Product Management Lead Analyst – Asia North Citigold (Internal Job Title: Product Mgmt Lead Analyst - C13) based in Hong Kong.  Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.  For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.

• We empower our employees to manage their financial well-being and help them plan for the future.

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

In this role, you’re expected to:

The Deposits Product Management Lead Analyst is a senior-level position in the Deposit Product Management team, responsible for leading the strategic development and execution of deposit product initiatives. This role combines strategic product leadership with hands-on operational management, driving product innovation, pricing strategies, client segmentation, and competitive positioning while ensuring regulatory compliance and strong financial performance. The successful candidate will take full accountability for business results, balance sheet optimization, and risk management.
Responsibilities:

Strategic Product Leadership

• Develop and analyze strategic product roadmaps, product enhancements, and product launches to gain maximum benefit from each deposit product

• Oversee client and competitor market research to develop product innovation roadmaps

• Review surveys and analyze competitive industry landscapes to identify relative trends, threats, and opportunities

• Address fundamental challenges of product commoditization to create an advanced set of solutions

• Maintain deep understanding of competitor offerings, pricing strategies, and market positioning

​Product Management & Execution

• Lead day-to-day product management for core deposit products including product delivery, client experience, and client communication strategies

• Execute client value propositions, positioning, segmentation, pricing, targeting, channel strategies, and competitive differentiation to achieve preferred status as a partner to Citi clients

• Develop and implement sophisticated product pricing strategies aligned with market conditions and business objectives

• Design and optimize client journeys

​Financial Performance & Risk Management

• Contribute to achievement of acquisition targets, product financial performance, revenue performance, and expense management goals

• Oversee identification and execution of opportunities and gaps in business plans

• Take full accountability for business performance and business risk management

• Apply solid knowledge of balance sheet management and liquidity principles to product decisions

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets

Regulatory Compliance & Audit

• Drive compliance with applicable laws, rules and regulations, adhering to Policy

• Manage internal and external audit processes related to DPS and deposit products

• Apply sound ethical judgment regarding personal behavior, conduct and business practices

• Escalate, manage and report control issues with transparency

Team Leadership & Development

• Provide informal guidance and on-the-job training to new team members

• Coach and lead junior product managers to achieve financial goals

• Implement team procedures, client problem resolution, and client management frameworks

• Foster a culture of analytical rigor and data-driven decision making

System & Project Management

• Lead or participate in system projects related to deposit product enhancements

• Collaborate with technology, operations, and other stakeholders on product implementations

• Ensure seamless integration of product changes across systems and platforms

Required Qualifications:

Experience

• 10+ years of relevant experience in financial services product management

• Solid experience in deposit product management with proven track record of success

• Hands-on experience with Deposit Protection Scheme (DPS), including managing internal and external audits

• Deep experience in product pricing strategy and competitive positioning

• Demonstrated experience in client segmentation and journey optimization

• Experience in leading system projects related to product enhancements

• Solid knowledge of balance sheet management and liquidity principles

• Strong understanding of marketing, credit, acquisitions, product development, and analytics

• Deep understanding of competitor landscape and market dynamics

• Strong numeric sense with demonstrated analytical and quantitative skills

• Demonstrated problem-solving and decision-making skills

• Proven ability to coach and lead junior product managers to achieve financial goals

• Full accountability mindset for business performance and risk management

• Consistently demonstrates clear and concise written and verbal communication

• Ability to work unsupervised and adjust priorities quickly as circumstances dictate

• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Education

• Bachelor's or Master's degree in Business, Finance, Engineering, Technology, or related fields preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Working at Citi is far more than just a job. A career with us means joining a family of dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

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