VP of Credit (NYC)

Posted 22 Days Ago
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New York, NY
Hybrid
200K-250K Annually
7+ Years Experience
Artificial Intelligence • Fintech • Payments • Software • Financial Services • Automation
Tech payments on your terms.
The Role
As the VP of Credit at Gynger, you will be responsible for managing credit and fraud risk management for the company's customer lifecycle. This role involves developing and implementing credit and fraud policies, overseeing the portfolio's health, and balancing risk and reward.
Summary Generated by Built In

About Us:


Gynger is the first embedded financing platform built for buyers and sellers of technology. We simplify the end-to-end purchasing process by enabling businesses to pay, finance, and manage all of their technology expenses from one platform. For sellers, we provide an opportunity to extend flexible payment options to their customers while still getting paid upfront.


Gynger recently announced its $20 Million Series A funding led by PayPal Ventures and $100 Million debt facility from CIM. Additional world-class investors include Gradient Ventures (Google’s AI-focused venture fund), Velvet Sea Ventures, BAG Ventures, Deciens, Vine Ventures, Upper90, Quiet Capital and m]x[v Capital.


Gynger was founded by serial entrepreneur Mark Ghermezian, the co-founder and founding CEO of Braze, a now ($4B+) publicly traded company. Gynger is revolutionizing how companies buy and sell technology, disrupting a $4.7 trillion dollar industry. To date, Gynger has facilitated thousands of payments for its customers across hundreds of vendors, including AWS, Google Cloud, Okta, Cisco, Salesforce, HubSpot, Oracle, GitHub, Snowflake and Amplitude.


Gynger is on a mission to help companies scale with the technology they love. We are based in NY and are growing at an exceptional rate. If you’re looking for an opportunity to disrupt an industry and leave your mark, Gynger is the company for you.


The Opportunity:


As our VP of Credit, you will own Gynger’s credit and fraud risk management over the customer lifecycle. You will lead our efforts to develop, implement, and oversee credit and fraud policies and procedures that balance risk/reward, support ongoing operations, and ensure our portfolio's health and sustainability.


To be successful in this role, you need to be adept at both strategic thinking and tactical execution, with a strong data-driven approach to decision-making.


This is an exciting opportunity to be the most senior credit/risk hire at a high growth, category creating startup. You will have exposure to all aspects of the business and be given the opportunity to lay the credit and risk foundation for the company. You will report directly to the CEO while managing our existing credit/risk team, with the opportunity to scale the team over time.

In this position you will…

  • Play a leadership role within the company and collaborate closely with the Product & Engineering, GTM, and Finance teams to design innovative lending products and implement them.
  • Manage relationships and reporting to external stakeholders including board, banking partners, investors, and regulatory bodies, effectively communicating credit metrics and setting expectations with relevant internal and external factors.
  • Create and iterate on the company's credit risk management strategy and policies to ensure alignment with business objectives and requirements.
  • Lead the credit risk assessment framework, incorporating advanced data analytics and machine learning models to enhance decision-making and risk prediction.
  • Oversee the entire credit lifecycle to ensure optimal performance by managing the loan portfolio from origination through servicing to collections and recoveries.
  • Provide leadership and guidance to the credit and operation teams, fostering a culture of continuous improvement and data-driven decision-making.
  • Stay abreast of industry trends, regulatory changes, and advancements in technology that can impact our credit risk framework and lending products.

You have…

  • 10+ years of experience in credit risk management, with a significant portion in the B2B fintech and/or lending space.
  • A Bachelor’s degree in STEM, Economics, or Finance (a Master’s in any of these fields is highly preferred).
  • Ideally: Proficiency with BI tools (e.g. Tableau, Looker), underwriting platforms (e.g. Alloy, Experian, Heron etc.), familiarity with commercial credit bureau data, and loan management systems (e.g. LoanPro).
  • Work out of our NYC office 4 days/week (Monday through Thursday).

We Offer...


• The opportunity to join one of the fastest growing Fintech Series A companies in NYC.

• The ability to revolutionize the B2B SaaS market.

• A tight-knit, collaborative team who are passionate about building startups.

• Competitive salary, equity, flexible PTO, and robust benefits (medical, dental, vision etc.).

• Built-In 2024 "Best Places to Work.


Our Values:


Win Together - Move, grow, and win as a team.

Be Accountable - Be true to yourself, to your team and to your customers.

Stay Curious - Dig deep and always thirst for knowledge.

Listen to Understand - Uncover what is really being communicated.

Go Above & Beyond - Go the extra mile and unlock the thrill of being a pioneer.



We’re focused on building and fostering a diverse, flexible, and inclusive space that allows our team members to thrive. We’re an Equal Opportunity Employer and consider applicants without regard to race, color, national origin, gender, sexual orientation, genetics, age, marital status, veteran status, disability status or any other basis forbidden under federal, state, or local law.

What the Team is Saying

Tamar Katz
Taylor Kirchgessner
Jonathan Graber
Drew Olsen
Mark Ghermezian
Michael Slabodkin
The Company
HQ: New York, NY
27 Employees
Hybrid Workplace
Year Founded: 2021

What We Do

We are the first AI-powered payments platform with embedded financing, built for buyers and sellers of technology.

Our mission is to combine software with capital to enable businesses to scale with the technology they love.

We’re a team that believes the power of great software and access to capital can propel a company to even greater heights. We’re here to facilitate that.

Gynger combines software management and financial services to offer businesses unparalleled opportunities to access the best tools on the market while efficiently managing their cash flow.

Why Work With Us

Gynger is defining a new category within fintech and we're backed by some of the best VCs in the world. Our Series A is officially complete with $20 Million led by PayPal Ventures, plus up to $100 Million in debt facility to expand our embedded financing technology.

Interested in learning more? Let’s chat!

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Gynger Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

NYC Positions - 4 days/week in office, 1 day/week (Friday) remote Israel Tech Positions - 100% remote All other positions are 100% remote and will require some travel for team gatherings and events.

Typical time on-site: 4 days a week
HQNew York, NY
Chelsea is NYC's art district. You can wander galleries and shops or experience The High Line - a park built on an abandoned elevated railroad track. At night you can go to restaurants and bars, visit Chelsea Market, hit up various performing arts venues, or just hop the local night clubs.

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